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Clockwise Credit Union: Personal loans reviews

4.89
Based on 3,402 reviews, last reviewed 3rd May 2026
44400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fair and honest. Amazing service, really helped me out in a time of need. Reviewed on: 3rd May 2026
Lucy C's avatar
Lucy C

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (3402)

Outstanding

5
Super easy, straight forward and can’t fault them. They have been mega understanding and supportive in all finance areas as well as given great advice for certain situations. Really couldn’t complain. Best provider I’ve dealt with! Thanks! Reviewed on: 30th May 2023

Great for saving

5
Love that you can save at the same time as lending great customer service and agents and quick to get in touch weather via txt or email or a phone call, has been a life saver when needed a extra bit of cash Reviewed on: 30th May 2023

Amazing

5
People in there are friendly. I can bring members and friends Reviewed on: 30th May 2023

Quick, no fuss applications

5
I have had many loans from Notts and Lincs Credit Union (Notts Credit Union when i first joined) They have always been there for me when i've needed to loan some money and the process has always been easy to follow with helpful staff on hand if i've needed any assistance...i feel like the credit union is my security blanket. Thank you Reviewed on: 30th May 2023

Personal touch

5
Joini g this credit union was the best decision i made. Aswell as lending at competitive rates they offer a personal touch and care about you as an individual taking your circumstance into consideration before making a decision, well they did when they had a branch in mansfield and before the teamed up with lincoln credit union now its just another loan company, my last loan i literally had to haggle/beg for what i needed even though ive been a long standing customer and never missed a payment also they never explained i could withdraw my pledged from my previous loan and when i tried to withdraw said funds after i started a new loan because i lost my job and really needed it they didnt care, once again after alot of haggling/begging they released some of it. So used to be warm and caring now just another loan company, will still give full stars for just how warm and welcoming the mansfield branch made you feel. Reviewed on: 30th May 2023

Life savers

5
Helped me out with a loan when I needed it the most with a new baby. Very helpful. Thankyou Notts and lincs credit union. Reviewed on: 30th May 2023

Best lender around

5
Smooth and stress free ...I eould highly recommend the services to friends families and colleagues for a loan that is affordable and easy to pay back .Getting thr loan was not difficult unlike most banks it went through without difficulty . As a long standing customer I am drill happy with the service provided. Reviewed on: 30th May 2023

Loan

5
Really great company would recommend this to people. Gave me a loan with my bad credit history when no one else did. Such an amazing company Thanks a lot to them. Reviewed on: 30th May 2023

Simply fantastic

5
NLCU helped me out when I needed it most!! Reviewed on: 30th May 2023

Easy friendly non judgmental

5
Easy to apply and you save as you repay so at end of the loan you have also built up savings. It’s easy to set up having shares from your wages which makes it even easier to manage. Reviewed on: 30th May 2023

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