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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,531 reviews, last reviewed 11th Jul 2026
1449% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good fantastic service will get another one Very good fantastic service will get another one Reviewed on: 11th July 2026
Michelle G's avatar
Michelle G

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4531)

I had a fee issues logging in at first customer serv...

5
I had a fee issues logging in at first customer service and helpmtowards my new loan was amazing :) Reviewed on: 29th April 2025

Loan experience

5
I was part of the recent merger with Notts and Lincs Credit Union. The change was seamless, and I’ve had no issues. My loan is easy to manage online and when I’ve asked a question it has been answered quickly. Reviewed on: 29th April 2025

Fantastic company

5
I’ve been with Clockwise over 10 years and they’ve been fantastic at helping me out in times of need with affordable loans and great rates. I would highly recommend this company for affordable loans for families. Reviewed on: 29th April 2025

Highly recommended

5
My personal circumstances have always been taken in to careful consideration and loans have been given based on affordability. Communication through the app has always been professional and staff on the phone are very polite and helpful. I would highly recommend clockwise to anybody requiring savings or loans. Reviewed on: 29th April 2025

I received a really smooth experience transaction wa...

5
I received a really smooth experience transaction was easy and has really helped myself and my family having this option available Reviewed on: 29th April 2025

Excellent customer service, easy application forms a...

5
Excellent customer service, easy application forms and quick responses. Would definitely recommend. Reviewed on: 29th April 2025

The highest quality

5
Very good service, simple application, low interest rate, Reviewed on: 29th April 2025

Don’t let that 1 bad experience ruin a good 1 for you

5
On the phones theirs a woman who’s very questionable with her approach to your problems. But everyone else I’ve come across have been amazing. I had issues with my Reviewed on: 29th April 2025

Excellent customer service and all round great exper...

5
Excellent customer service and all round great experience Reviewed on: 29th April 2025

amazing work

5
Every step of the process was easy and everyone I spoke to on the phone and in person were very helpful and patient. The application itself was really easy to go through and apply aswell. Reviewed on: 29th April 2025

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