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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.89
Based on 3,398 reviews, last reviewed 3rd May 2026
44000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Is convenience worth the cost? I had a positive experience when I was stuck in a bad situation, clockwise was a last stop to try and consolidate debt. the only negative point was wi... Read more Reviewed on: 3rd May 2026
Reviewers d 's avatar
Reviewers d

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
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Melissa K
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (3398)

Great loan

5
I could t get a loan from anywhere else and credit union did a loan for me to help with costs bring a single mum and struggling in this time of financial crisis. So thank you and would definitely recommend my credit union! Reviewed on: 30th May 2023
sara williams's avatar
sara williams

Giving me a chance

5
NLCU have been absolutely amazing. Both when I've visited the hard working volunteers in the shop, over the the phone and online. What they do is fantastic. I will forever recommend NLCU to anyone and everyone who needs the help! Reviewed on: 30th May 2023
Jessica Arnold's avatar
Jessica Arnold

Loan

5
They were very considerate and never made me feel self conscious about my finances. The process was easy and quick to get approval. It made a difficult time less stressful and the staff were lovely too Reviewed on: 30th May 2023
Lulu Spellman's avatar
Lulu Spellman

great!

5
they help you when you need it, effordable to pay back even when you’ve had a fall back on a payment they are very understandable in your situation I recommend union credit to anybody I know very nice people, thankyou for accepting me with a loan and giving people a chance with low credit rating Reviewed on: 30th May 2023
Gemma Louise's avatar
Gemma Louise

Very good

5
Very good loan company highly recommend Reviewed on: 30th May 2023
Carla Parker's avatar
Carla Parker

Friendly and Reliable Service

5
The service has been excellent, they have always been friendly and reliable. Resolving any issues quickly and efficiently. Reviewed on: 30th May 2023
Kayleigh Whanstall's avatar
Kayleigh Whanstall

amazing helpful reliable

5
Help me in time of need and staff are brilliant Reviewed on: 30th May 2023
Steven Hawkridge's avatar
Steven Hawkridge

Fantastic Service

5
They couldnt be any more helpful and made a slightly embarrassing situation feel very normal, i just can't thank them enough. Reviewed on: 30th May 2023
gary mcaleer's avatar
gary mcaleer

Always helpful

5
This credit union has been a massive help for me and my family in times of financial distress and I cannot recommend them enough! They have bent the rules for saving pots to be withdrawn from when I fled domestic abuse and short on funds. Amazing staff have always been polite and sorted my queries quickly. Reviewed on: 30th May 2023
laura ryan's avatar
laura ryan

Best in the world

5
I want to say that everyone at credit union are the best.. when I first came to them I was in a big situation. They help me through so much and provided me with so much information. I only use them. I don't go any we're eles.. if I could give 10 stars I would. Thank you so much :) Reviewed on: 30th May 2023
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Shantell

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