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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Always there when needed very good repayment plans

5
Always there when needed very good repayment plans Reviewed on: 22nd June 2026

Very friendly Nottingham team, helpful applied for a...

5
Very friendly Nottingham team, helpful applied for a loan, did the identification check online using a link sent and got my loan within an hour Reviewed on: 22nd June 2026

Hit and miss

4
It’s hit and miss because I thought it was not dependent on credit score and more about my money management. I consistently paid and cleared my whole loan and when needing a top up and help I got declined and I couldn’t understand because I’ve had a good relationship with my clockwise loan it was the most manageable and easiest to apply for. Reviewed on: 22nd June 2026

great so far

5
i hope it will be able to help me Reviewed on: 22nd June 2026

Been helpfull when needed easy communication and qui...

4
Been helpfull when needed easy communication and quick response on either way of contacting mostly polite people on the other side to help Reviewed on: 22nd June 2026

elp full with loan get same day pay this is very good

5
Very happy with clockwise with the saving and loan you cam ged same day pay this is very help full thanks Reviewed on: 22nd June 2026

Ockwise loans helped me when my dad died and I could...

5
Ockwise loans helped me when my dad died and I could get some cash to help with the funeral. Reviewed on: 21st June 2026

Great customer service, great options available, al...

5
Great customer service, great options available, always email special rewards and promotions Reviewed on: 21st June 2026

Very easy and quick application process and transpar...

5
Very easy and quick application process and transparent with everything throughout. Reviewed on: 21st June 2026

Very helpful always answers my questions and quick p...

5
Very helpful always answers my questions and quick pay outs would highly reccomend Reviewed on: 21st June 2026

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