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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

lovely understanding staff always get the help i need

5
lovely understanding staff always get the help i need Reviewed on: 23rd June 2026

Brilliant would recommend and definitely keep using...

5
Brilliant would recommend and definitely keep using the service Reviewed on: 22nd June 2026

Excellent customer service whenever I've had a problem

5
Excellent customer service whenever I've had a problem Reviewed on: 22nd June 2026

Always been very helpful, and helped me when no one...

5
Always been very helpful, and helped me when no one else would. Best company I’ve been with. Reviewed on: 22nd June 2026

Been very good with me over the years

5
Been very good with me over the years Reviewed on: 22nd June 2026

Help where they can...

5
When in need always there to help where they can Reviewed on: 22nd June 2026

Great rates, great customer service

5
I was looking for a personal loan but because I had a shaky credit score. After searching I found clockwise who gave me a great interest rate and a way of paying back that meant I didn’t feel the impact of paying back the loan in the same way I would have going through a different lender. Another bonus is they go through review periods where you can apply for a top up for your loan, subject to review but this has come in handy twice. Overall the service is great and the rates are better. Reviewed on: 22nd June 2026

Made an application that was easy to do

5
Made an application that was easy to do Reviewed on: 22nd June 2026

Always been understanding and fast service

4
Always been understanding and fast service Reviewed on: 22nd June 2026

Excellent experience everytime.

5
Excellent experience everytime. Quick and easy process and always fast response times. Couldn’t fault, will always use clockwise :) Reviewed on: 22nd June 2026

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