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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Easy to apply and quick approval

5
Easy to apply and quick approval Reviewed on: 15th April 2025

Good service quick efficient and easy delivery

3
Good service quick efficient and easy delivery Reviewed on: 15th April 2025

Fast service and got approved in very short time

5
Fast service and got approved in very short time Reviewed on: 15th April 2025

Help when needed

5
I was very desperate for a loan to buy a large item for my property and they stepped up and helped Reviewed on: 15th April 2025

Have been happily using them for 20 years.

5
Have been using them for 20 years. They always make me comfortable, they always make it easy to ask for help if needed and services are great and actioned fast. Reviewed on: 15th April 2025

Above and beyond the best service

5
Above and beyond the best service Reviewed on: 15th April 2025

They are there when you need them and very promt

5
They are there when you need them and very promt Reviewed on: 15th April 2025

Loan application

5
Easy to apply and get results within a few days Reviewed on: 15th April 2025

A terrific assistance.

5
Because of Credit Union I was able to to travel to Northern Ireland and have important dental surgery performed, which aided me greatly with my health, and I would not have been able to otherwise. With another loan I was able to purchase a nice classical guitar,. and with other loans and top ups, I have been helped with other general living expenses, including bedding, clothing, etc. I must admit that these loans have helped me greatly. Reviewed on: 15th April 2025

Always quick and professional service provided.

5
Always quick and professional service provided. Any enquiries are answered and resolved quickly. Great friendly staff Reviewed on: 15th April 2025

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