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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,534 reviews, last reviewed 13th Jul 2026
1416% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I originally joined Clockwise when I needed a loan,... I originally joined Clockwise when I needed a loan, and the whole process was straightforward, supportive and easy to understand. I have now fully pai... Read more Reviewed on: 13th July 2026
Nicola Pook's avatar
Nicola Pook

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4534)

always friendly and very quick to sort out loans and...

5
always friendly and very quick to sort out loans and any questions Reviewed on: 15th April 2025

Amazing would recommend to everyone they are fast ea...

5
Amazing would recommend to everyone they are fast easy and reliable Reviewed on: 15th April 2025

Really easy to apply very helpful staff

5
Really easy to apply very helpful staff Reviewed on: 15th April 2025

An inclusive Credit Union, with good customer service.

4
An inclusive Credit Union, with good customer service. Only a few complaints: Slow Interaction, High APR & slightly controlling. Other than that, most interactions are almost perfect and not stressful. The app works seamlessly, contacting the Credit Union has been made simple; with many ways in contacting them. Overall, in my own opinion, the Credit Union is: in good working order, with only a few tweaks to make it perfect. Reviewed on: 15th April 2025

Quick and easy loans, a little high on the apr inter...

5
Quick and easy loans, a little high on the apr interest but overall had no real issues . Always someone available to help if you are struggling with anything. Wait times aren’t that long Reviewed on: 15th April 2025

Great experience and easy online use

5
Great experience and easy online use Reviewed on: 15th April 2025

Good advices,understand what client want, help with...

5
Good advices,understand what client want, help with any forms,recommended this site. Reviewed on: 15th April 2025

Great experience.

4
Great experience. Good to save and help with loans for improvement and more of the expensive things Reviewed on: 15th April 2025

Positive feedback

5
I find that the clockwise credit is a valued part of our lives anytime I have requested a loan after a 4 month period I find that they will do there best to accommodate me Reviewed on: 15th April 2025

Absolutely brilliant help me out when needed

5
Absolutely brilliant help me out when needed Reviewed on: 15th April 2025

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