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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

First time borrower

At my first loan application I was very surprised everything went so fast Reviewed on: 15th April 2025

Really good customer service, I'm with them more th...

Really good customer service, I'm with them more than 10 years Reviewed on: 15th April 2025

Clockwise staff are very professional and deal with...

Clockwise staff are very professional and deal with your individual circumstances, they don't judge and truly feel like they wish to help you resolve your financial problems. In a financial climate that we live in today I needed to lean towards some financial stability and clockwise was hear to help Reviewed on: 15th April 2025

Good communication, good person, easy to apply for l...

Good communication, good person, easy to apply for loan ,short time wait for decision. Every 6 months I can top up loan. They always help if you have bad credit score. Nice and friendly. Reviewed on: 15th April 2025

I was dealt with quickly and politely.

I was dealt with quickly and politely. If I have any queries I always get a quick response. They are helping me to save which is something I usually find difficult to do. Reviewed on: 15th April 2025

First home

I needed a loan to help set up when I got my first home, it was quick and easy to do and helped me set up. Reviewed on: 15th April 2025

i’ve had a couple of loans from clockwise- suitable...

i’ve had a couple of loans from clockwise- suitable for my needs . i’ve been with them for a few years now i haven’t had any issues with them, they are understandable & reasonable. Reviewed on: 15th April 2025

They are fast at responing to calls they are very go...

They are fast at responing to calls they are very good at solving problems and their team is fantastic for collaboration Reviewed on: 15th April 2025

I recently applied for a loan with Clockwise Credit...

I recently applied for a loan with Clockwise Credit Union and an excellent experiance from the start to finish. The application process was straight foward and user-friendly and the staff were incredible helpful and professional throughout. they took the time to explain everything clearly, answered all questions promptly. I would highly recommend them to my friends and family. Reviewed on: 15th April 2025

Easy to use via payroll payments.

Easy to use via payroll payments. Reviewed on: 15th April 2025

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