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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

I’m happy with Clockwise.

I’m happy with Clockwise. I’ve got no issues. Reviewed on: 15th April 2025

I needed money urgently.

I needed money urgently. When I approached Clockwise, they were very friendly , the process was smooth, no hurdles. I got the money in a timely way. I would recommend that more people who are not welcome at the banks to go to Clockwise Reviewed on: 15th April 2025

Very good interest rates, good communication and eve...

Very good interest rates, good communication and everything can be done online. Reviewed on: 15th April 2025

I have a loan and savings, noth was very easy to set...

I have a loan and savings, noth was very easy to set up. The service is very good and staff are very efficient Reviewed on: 15th April 2025

Very easy to understand and quick service

Very easy to understand and quick service Reviewed on: 15th April 2025

5stars very happy with clockwise

5stars very happy with clockwise Reviewed on: 15th April 2025

Excellent loan company.

Excellent loan company. Always there to help with any problems Reviewed on: 15th April 2025

Really quick and easy to get the loan I needed.

Really quick and easy to get the loan I needed. Was all done online. Reviewed on: 12th April 2025

Caring Clockwise!

Clockwise was there for me when I had reached a low point in my life and to top it off, my car needed fixing and both my fridge and washer broke! I had no savings to speak of and my credit score was not up to scratch either. I felt ashamed at having to go 'cap in hand' and admit that my finances needed sorting out, but the staff at the Leicester office were sympathetic, understanding and supportive. When I received the news that my loan application was accepted, it felt like a weight had been lifted and with their continued assistance and financial advice, I have been able to maintain my finances. Reviewed on: 8th April 2025

Easy Service

Easy repayment options - direct from benefits or payroll. Easy to speak to an actual advisor and sort out issues. Reviewed on: 8th April 2025

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