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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Loans ageed with no hassle

A number of years ago I desperately needed a loan to continue using my car and Clockwise was able to give me this loan without the need to jump through hoops. When the same happened some time later I asked for another loan, convinced it would be declined. But Clockwise came to my rescue again. Reviewed on: 8th April 2025

Ihave had several loans from Clockwise overthe years...

Ihave had several loans from Clockwise overthe years and have always been very happy with the way my applications have been dealt with. It's an easy and affordable way to have a loan. The people I have spoken with and met in person are really great, they always do the very best they can to help. Reviewed on: 8th April 2025

Always looking for ways to help Members with financi...

Always looking for ways to help Members with financial services. Using their services is so easy and accessable and the servicise provided are targeted at the individual, unlike many financila providers. Members feel like members of a caring Co-operative. Thanks Reviewed on: 8th April 2025

It was so good but the only thing is they give less...

It was so good but the only thing is they give less amount than asked Reviewed on: 8th April 2025

Clockwise loan application is easy to navigate and f...

Clockwise loan application is easy to navigate and fast. Decision was quick and pay out was fast too. In comparison to another credit union I have used it is so much better. Reviewed on: 8th April 2025

I have savings and loan accounts with clockwise and...

I have savings and loan accounts with clockwise and the service I receive is top tier. The staff are friendly, approachable, they don't make you feel uncomfortable im any way. All the only tools are easy to use and the responses are very efficient. Reviewed on: 8th April 2025

I’ve been with them 20 yrs it’s provided us with a s...

I’ve been with them 20 yrs it’s provided us with a sense ot financial security and support with out it I wouldn’t of been able to provide memories with my children provide the most essential basic needs like clothing food furniture at an affordable rate Reviewed on: 8th April 2025

They really helped me out of a jam ,with kind friend...

They really helped me out of a jam ,with kind friendly helpful team.simple repayment process would highly recommend Reviewed on: 8th April 2025

A***** Excellent all round service

A***** Excellent all round service Reviewed on: 8th April 2025

Great company great staff everything so straightforw...

Great company great staff everything so straightforward and easy to apply and quick turnaround from applying to receiving. Reviewed on: 8th April 2025

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