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Clockwise Credit Union: Personal loans reviews

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4.89
Based on 3,660 reviews, last reviewed 13th May 2026
33800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Affordable loans for unpredictable expenses I have had a few loans from Clockwise over the years to help over the Christmas period or when we've had an unexpected expense. I always know I'm gett... Read more Reviewed on: 13th May 2026
Michelle G's avatar
Michelle G

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (3660)

Happy to be the part

5
Though I haven't got any loan.But having a credit union to support us is really great. Reviewed on: 30th May 2023
Ashna Shahirjan 's avatar
Ashna Shahirjan

Always rely upon

5
I’ve used credit Union now for possibly over 15yrs. Loan application is so easy to complete. Response quite fast and once approved money in the bank usually same day. Affordable rates and I’ve never missed a payment due to having the same loan every yr renewed so not missed the money. I also save a little on top of my payments. Once my loan level reaches my savings amount, I just pay it off with the saved money. Reviewed on: 30th May 2023
Donna's avatar
Donna

Good Fast and Frendley service.

5
When I call them l always get a great response and everything is sorted out there and then. The staff can't do enough for me. I am glad I joined Notts and Lincs Credit Union. Reviewed on: 30th May 2023
Charles Perkins 's avatar
Charles Perkins

Straight forward and fair

5
Quick decision regarding a loan. Minimum formalities, clear conditions, reasonable APR Reviewed on: 30th May 2023
Robert Skwierawski's avatar
Robert Skwierawski

Excellent

5
I would definitely recommend this company for a loan to any body who wants one Reviewed on: 30th May 2023
Karen's avatar
Karen

Quick, great service

5
Quick and efficient. Loan approved within a few days, approved for a large loan. Great to spread across a through years. My partner has used several times and always excellent reviews. Recommend this service. Reviewed on: 30th May 2023
Sebrina Fitzgerald's avatar
Sebrina Fitzgerald

Support when I needed it the most

5
I was a newbie to credit union but was told by word of mouth they were the most supportive and reliable company to go to for loans which prompted me to look into it further and apply. When I applied it was simple and stress free. I’ve been committed to every payment since being accepted for my loan ,but on one occasion my bank had a bit of a oopsie dasie which my payment didn’t go through. Credit union contacted me the next day to inform me the payment was unsuccessful which if they didn’t I would of been none the wiser until a later date so I believe this to be very beneficial. Once I had realised I explained my circumstances they were very understanding and told me to phone when this error was corrected but not to worry which as you can imagine anything like this can ruffle your feathers but again they made this a easy and less stressful matter. They are very understanding of any circumstances, don’t judge and there when it matters most! Reviewed on: 30th May 2023
Danielle Neilson's avatar
Danielle Neilson

Excellent and welcoming staff

5
Excellent experience with the union, if i ever come into problems financially they were there to help Reviewed on: 30th May 2023
Dylan Duarte's avatar
Dylan Duarte

Excellent

5
Always happy to help, quick service great for savings also Reviewed on: 30th May 2023
Gemma 's avatar
Gemma

Great organisation!

5
Friendly staff - really happy to help. Reviewed on: 30th May 2023
Helen Henshaw's avatar
Helen Henshaw

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