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Clockwise Credit Union: Personal loans reviews

4.89
Based on 3,661 reviews, last reviewed 13th May 2026
33850% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The customer service is so kind and friendly and eff... The customer service is so kind and friendly and efficient Reviewed on: 13th May 2026
Stuart c's avatar
Stuart c

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (3661)

Amazing rates for customers

5
I think credit union are really helpful for me it’s helped build my credit score and been affordable to pay back with low intrest rates would highly recommend. Reviewed on: 30th May 2023

Real family help

5
This company really helped my and my family when I had nobody else also I'm saving at the same time , I get quick responses so not waiting long for a loan.also I know I won't get in dept as I pay alittle more incase my circumstances change my saving will help pay it off .fantastic Reviewed on: 30th May 2023

Fast and easy

5
The process was quick and easy and the staff on the phones are always will to help. Reviewed on: 30th May 2023

Saviour in times of need.

5
Their interest rate is low and they're reliable. Reviewed on: 30th May 2023

Loans

5
Iv been using credit union forany years and I Will continue to do so. The loans are affordable with your income and the interest rate is much lower then anywhere else. The forms are easy to fill in and the decision is made very quickly. I highly recommend credit union. Reviewed on: 30th May 2023

Amazing

5
Great experience very helpfull staff Reviewed on: 30th May 2023

Simply fantastic

5
Very helpful, kind and understanding. I was a single parent struggling to buy the essential items for a home after escaping an abusive ex and I was lent enough to buy those items & the interest was very low, easy to phone if any issues with my payments. They also put some money to the side to save out of my loan repayment so when I’d payed the loan back I had a nice bit of cash saved too. It’s a breath of fresh air to have a loan company lending to help and not to get stinking rich from interest. Reviewed on: 30th May 2023

Very quick and efficient process

5
They processed my application and dealt with all my queries well. They offer good loan deals Reviewed on: 30th May 2023

Friendly and helpful service

5
The team have always been extremely helpful and supportive, they do not keep you holding when calling and ensure the right support and guidance is offered on products Reviewed on: 30th May 2023

Helpful and amazing

5
Staff go out there way to help u and get ur loan to u ASAP so greatful to have this credit union on our side xxxxxx Reviewed on: 30th May 2023

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