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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

It’s quick, it’s easy and the repayments are taken s...

5
It’s quick, it’s easy and the repayments are taken straight out of my wages every month Reviewed on: 7th April 2024

efficient service...

5
I have been with credit union for years, the process is simple easy and efficient Reviewed on: 7th April 2024

Incredible customer service.

5
Incredible customer service. The best rate for loans and the ability to save while paying back a loan is awesome. Reviewed on: 7th April 2024

Staff were friendly, understanding and compassionate.

5
Staff were friendly, understanding and compassionate. I received a quick response for my loan application. Reviewed on: 6th April 2024

They have been there for me when I needed them most...

5
They have been there for me when I needed them most Got a loan in time for Xmas when I had cancelled 2023 Christmas Thank you Reviewed on: 6th April 2024

Brilliant

5
Very helpful and friendly, quick and easy. Reviewed on: 6th April 2024

Have had numerous loans from them and they have alwa...

5
Have had numerous loans from them and they have always been very supportive and allowed me to take out loans they knew I could afford when I couldn’t get loans from other resources. Lovely staff. Very friendly and very efficient. Would use them again abc would certainly recommend them Reviewed on: 6th April 2024

Moving home They was really helpful and made my life...

5
Moving home They was really helpful and made my life a lot more easier when moving to my new home and made it less more stressful was very easy and quick to a apply for a loan and got a decision with in a few days Reviewed on: 6th April 2024

A Great Help!!!

5
I have been with Credit Union for about 8 years now. I was in a mess with my finances and they consolidated my debt into one manageable monthly payment. Since this, I have recommended them to family and friends ( who have also been grateful) and even introduced them to my employer for the payroll scheme they do. I’m thankful and grateful for all the help they have given me Reviewed on: 6th April 2024

They offer loans which are affordable with a low int...

5
They offer loans which are affordable with a low interest rate. Very friendly and helpful staff. Reviewed on: 6th April 2024

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