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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

N&LCU have proven to be a great place to get a loan...

N&LCU have proven to be a great place to get a loan and save at the same time. Helpful and understanding staff make it easy to apply and you're made to feel welcome and valued. Reviewed on: 5th April 2024

Great company

Had 2 loans from them now and it's been so quick to do, no stress, all straight forward and the customer service is brilliant. Had a slight issue with my first repayment and they helped me instantly get this sorted. 100% recommend. Reviewed on: 5th April 2024

The Credit Union keeps me informed of the New change...

The Credit Union keeps me informed of the New changes, the general meetings and any matters that are of interest to its members. Reviewed on: 5th April 2024

Very helpful.

Very helpful. And very polite staff. And Never let me down Reviewed on: 5th April 2024

They listened to customers and assist in applications.

They listened to customers and assist in applications. They are patient with excellent staffs. NLCU has helped me in difficult times when I needed help. I have recommended them to a number of friends, and I will continue to recommend them to everyone. Reviewed on: 5th April 2024

Really helpful

Customer service are always really helpful, clear advice, repayments are taken straight from my wages so I don’t need to worry and I can keep on top of my loan via the app. The app could be updated though and offer more, but the chat/message service is helpful Reviewed on: 5th April 2024

Union review

They are there when you need them, sometimes in your hard time with little savings, but they still found a solution for you. Stay blessed in Jesus name Reviewed on: 5th April 2024

Always there to help when in need.

Every time I have needed them, they have always been there to help. Could not fault this company one little bit. Great work guys Reviewed on: 5th April 2024

Very helpful and low interest rate

Very helpful and low interest rate Reviewed on: 5th April 2024

Really happy with my experience.

Really happy with my experience. Good customer service. Always recommend Reviewed on: 5th April 2024

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