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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.80 (4552 reviews)

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4.80

Based on 4,551 reviews, last reviewed 14th Jul 2026

752% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

It easy to get advice and help. It easy to get advice and help. Less hustle compared with other loan lenders. Reviewed on: 14th July 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4552)

Excellent service

Excellent service… very prompt and received money in my account quickly. Reviewed on: 20th March 2024

Credit Union is the best

Your help helped a long way and it’s really appreciated. Reviewed on: 20th March 2024

Loan application

Very helpful, advised me, quick in payment going into my bank. Customer service person was polite Reviewed on: 20th March 2024

Excellent service , quick and helpful company

Excellent service , quick and helpful company Reviewed on: 20th March 2024

Saving and loans with Notts and Lincs Credit Union...

I have been saving with Notts and Lincs Credit Union for many years and regularly save a small sum which comes in handy for holidays, unexpected bills etc. The loans I have not taken up, but I believe they provide a safe and viable alternative to some other options people may choose that are of high interest and do not serve the community. Reviewed on: 20th March 2024

Amazing and here is why

Little to no interest, they also take into consideration what days you get payed/how much ect to work out whens best for you to set a day to pay monthly and or weekly, not only this but they take very a small percentage of what you pay weekly/monthly and put it in a savings for you which you can view whenever on the app by the way, and once the loans payed off you will receive it, which i think is such a helpful addition to the company/app Reviewed on: 20th March 2024

Very very helpful!

Very very helpful! I needed a loan because my washer had broke and didn’t have the money to afford one. I applied and had the loan within 48 hours! Reviewed on: 20th March 2024

No hidden costs lovely team to talk too and very qui...

No hidden costs lovely team to talk too and very quick response Reviewed on: 20th March 2024

I was refused so many times by other lenders, just b...

I was refused so many times by other lenders, just because I have a bad credit score, but Notes and Lincs CUL actually took their time to check my payslips and bank statements to take a decision. And they approved me. I am very grateful and happy with them Reviewed on: 20th March 2024

With out Notts and lincs i would have no ware to go...

With out Notts and lincs i would have no ware to go i now have the best car i could have excellent service Reviewed on: 19th March 2024

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