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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,553 reviews, last reviewed 15th Jul 2026
753% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great people bin with them for years Great people bin with them for years Reviewed on: 15th July 2026
David w's avatar
David w

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4554)

Have had a few loans from them and it is very easy t...

5
Have had a few loans from them and it is very easy to apply. A decision is made quickly and then the funds go straight into your account. Would certainly have another loan with them should the need arise Reviewed on: 19th March 2024

Loan decisions are made on a case by case basis whic...

5
Loan decisions are made on a case by case basis which means that you get a fair outcome for any loan application you do. I love the pledge savings too, so while I reply my loan I’m also saving Reviewed on: 19th March 2024

Very helpful from start to finish

5
Very helpful from start to finish Reviewed on: 19th March 2024

They don’t add much interest at all !

5
They don’t add much interest at all ! And they help you save aswel as paying off your loan . Reviewed on: 19th March 2024

Easy and friendly

5
I've found it very easy to set up a credit union account, it's been easy in terms of loans and when i call to withdraw its always been pleasant Reviewed on: 19th March 2024

Excellent service Never had any issues with service

5
Never had any issues with service Reviewed on: 19th March 2024

Very nice to use easy to apply No hassle to give b...

5
Very nice to use easy to apply No hassle to give bank details no uploads and very informative very helpful would recommend to family and friends Reviewed on: 19th March 2024

Understanding and non-judgemental

5
They are so supportive of you and your situation. They are non-judgemental, and are really understanding when you hit a bump in the road. Reviewed on: 19th March 2024

Notts and Lincs was there for me when I desperately...

5
Notts and Lincs was there for me when I desperately needed a loan. The interest was the lowest ever and it was very easy to get the loan after filling the online form. Reviewed on: 19th March 2024

Everytime I ring up with a query or a problem.

5
Everytime I ring up with a query or a problem. It has always be resolved and the member of staff have always been very professional and pleasant Reviewed on: 19th March 2024

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