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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Efficient Service

Process was very quick and informative - efficient and straightforward application process. Reviewed on: 19th March 2024

Informative & Accesible

While I was unable to be accepted, Notts & Lincs Credit Union, kept me informed of the process and explained the decision. Being able to access the information online also made applying very quick and simple. Reviewed on: 19th March 2024

Amazing help when I was late making a payment

Amazing help when I was late making a payment Reviewed on: 19th March 2024

The process was easy and straightforward and the sta...

The process was easy and straightforward and the staff were supportive and helpful every step of the way Reviewed on: 19th March 2024

Great quick no hassle money in same day

Great quick no hassle money in same day Reviewed on: 19th March 2024

Used it twice really good never had a problem to...

Used it twice really good never had a problem to pay Reviewed on: 19th March 2024

Have had a few loans from them and it is very easy t...

Have had a few loans from them and it is very easy to apply. A decision is made quickly and then the funds go straight into your account. Would certainly have another loan with them should the need arise Reviewed on: 19th March 2024

Loan decisions are made on a case by case basis whic...

Loan decisions are made on a case by case basis which means that you get a fair outcome for any loan application you do. I love the pledge savings too, so while I reply my loan I’m also saving Reviewed on: 19th March 2024

Very helpful from start to finish

Very helpful from start to finish Reviewed on: 19th March 2024

They don’t add much interest at all !

They don’t add much interest at all ! And they help you save aswel as paying off your loan . Reviewed on: 19th March 2024

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