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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

The staff are amazing.

The staff are amazing. Helpful. Polite and friendly Reviewed on: 19th March 2024

It was very wonderful, and loan application was very...

It was very wonderful, and loan application was very smooth, quick and seamless. It was a great experience. Reviewed on: 19th March 2024

I’m a repeat customer.!!

I’m a repeat customer. A great experience every time. It’s a simple service provided by professional efficient and personable staff that take the time to help and provide the best service. Reviewed on: 19th March 2024

Very good experience

Very good experience, very quick at giving loans and a very fast process in general, helps when people are struggling Reviewed on: 19th March 2024

Very helpful and they do what they say.

Very helpful and they do what they say. Reviewed on: 19th March 2024

Friendly helpful staff

Used for many years, friendly helpful staff. Became ill in 1999 was unable to work the staff bent over backwards to help me with repayments. Showed empathy at a bad time in my life which I appreciated Reviewed on: 19th March 2024

Credit Union have been a much needed lifeline over t...

Credit Union have been a much needed lifeline over the years, have accommodated and met my needs in a caring and understanding way. I've experienced great customer service - polite and approachable. They have honoured loan requests in a fair way, offering a great interest rate so repayments are affordable and have also been flexible when times have been difficult. Reviewed on: 19th March 2024

Absolutely fantastic company for lending and saving

Absolutely fantastic company for lending and saving Reviewed on: 19th March 2024

Two loans and payment changed into one payment quick...

Two loans and payment changed into one payment quick and easy process. Very happy with the turn around. Monthly installments Reviewed on: 19th March 2024

It's a wonderful Union

It's a wonderful Union it really helps me a lot they are quick responsive online or by phone .Appreciate them .When you think that nobody is gonna accept your credit history.... Notts and Lincs credit union accepted Reviewed on: 19th March 2024

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