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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

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Clockwise Credit Union Personal loans reviews (4558)

Each and everytime I’ve had a loan with your guy you...

5
Each and everytime I’ve had a loan with your guy you have been on the ball straight away and any missing information you’ve emailed me straight away always been polite when we’ve spoke over the phone. Reviewed on: 19th March 2024

The process was smooth and quick - great communication

5
The process was smooth and quick - great communication Reviewed on: 19th March 2024

Very helpful and friendly I plan on staying with thi...

5
Very helpful and friendly I plan on staying with this credit union I took out a loan and got savings at the same time has been a massive help Reviewed on: 19th March 2024

The staff are helpful, reliable and supportive throu...

5
The staff are helpful, reliable and supportive throughout the process Reviewed on: 19th March 2024

They helped me out, less stressful.

5
They helped me out, less stressful. Reviewed on: 19th March 2024

Needed a loan quick.

5
I’ve saved with the ncu for 15plus years. Last year I needed a loan. The process was simple and quick. The money was in my account 4 day’s after I made the application! Reviewed on: 19th March 2024

Very professional and friendly.

5
Very professional and friendly. The customer service is excellent. Reviewed on: 19th March 2024

Excellent service recommend 100pet cent

5
Excellent service recommend 100pet cent Reviewed on: 19th March 2024

They help d me when I was in dire straights, my car...

5
They help d me when I was in dire straights, my car had broken, caring for my poorly father while looking after my children and working, I did not know what I was going to do but credit union gave me a break, gave me a loan that fit my budget and was affordable for me to continue helping those most important to me. Reviewed on: 19th March 2024

Really great, products offered were clear.

5
Really great, products offered were clear. Reviewed on: 19th March 2024

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