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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.8 (4144 reviews)

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4.80

Based on 4,144 reviews, last reviewed 15th Jun 2026

55450% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Easy process. Quic response. Good rates. Reviewed on: 15th June 2026

Latest lowest rating:

1

Too Hard to get a loan more like a bank Had no problem getting a loan before when it was nott credit union as soon as it changed over its impossible and not really in the keeping of the trad... Read more Reviewed on: 5th June 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4144)

Commitment to customers

Ethical , reasonable and considerate to ‘real’ life situations. ‘Not for profit ‘ I say ‘not for greed’ . Customers best interest and the credit unions best option are always the main priority. One thing that could be improved is the time taken for withdrawals. Reviewed on: 31st May 2023

The best company

The most serious company with the best staff Reviewed on: 31st May 2023

Hassle free

Best experience in applying for a loan. Very easy and less hassle. Reviewed on: 31st May 2023

One happy customer

Gave me a loan when I was in need very fair interest rates very smooth process from start to finish definitely get my vote! Reviewed on: 31st May 2023

Excellent

Very easy to navigate and set up what I needed Reviewed on: 31st May 2023

The interest rate is high

Need more clarification on the interest rate. Reviewed on: 31st May 2023

Great people

When we needed financial help so we could rent a property. NLCU explained everything to us and what would happen next. The staff are friendly and understood our circumstances. Without them, we would have been living on the streets. Reviewed on: 31st May 2023

Brilliant company

I needed a loan couldn't get one untill I joined nott and lincs credit union they was a big help and I thank them very much Reviewed on: 31st May 2023

Good service

It was my first time in my live applying for a loan. I was really scare and worry because I didn't know what to expect and if it would be successful my application or not. My bank account it was in negative at the beginning of the month and having a son to provide him food I decided to try. I don't regret it. It, was really easy and all done in the website. It was also very fast, I just have to wait a couple of weeks for the approval and to receive the money. Being my first time applying for a loan, I don't like the idea that it would take longer that I expected to pay back because of the interest and all, but this company saved me to have the ability to put food on the table. Reviewed on: 31st May 2023

Awesome customer service

The whole process was smooth and the interest rates are quite low compare to others.I would recommend Nottingham credit union to anyone whether it be a saving account or applying for a loan. Reviewed on: 30th May 2023

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