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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

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Clockwise Credit Union Personal loans reviews (4558)

Iv been with notts and lincs credit union since abou...

5
Iv been with notts and lincs credit union since about 2009 Reviewed on: 19th March 2024
Carl B's avatar
Carl B

Very helpful polite and reassuring you they make you...

5
Very helpful polite and reassuring you they make you feel very comfortable and very at ease excellent customer service would guarantee them to anyone Reviewed on: 19th March 2024
David A's avatar
David A

A mutual that helps all kinds of people.

5
Helps with low rate loans with repayment that also adds to your savings. It’s a mutual so all profits go back into loans. Reviewed on: 19th March 2024
Mark Howard's avatar
Mark Howard

Can’t thank these guys enough.

5
Can’t thank these guys enough.. having a terrible credit history these were more than willing to help me out Reviewed on: 19th March 2024
Carly s's avatar
Carly s

Credit union with exceptional service

4
I have a very good experience with Notts and linc credit union. They are good credit manager and reliable. They are honest and transparent in their transactions. Loans approval terms and conditions are very simple to understand. In fact they are reliable and dependable. Reviewed on: 19th March 2024
Taiwo 's avatar
Taiwo

Fantastic and quick customer service.

5
Fantastic and quick customer service. They based there decision on more than a good credit score it has number ours factors which is the way it should be. Reviewed on: 19th March 2024
Chris Kildare's avatar
Chris Kildare

Straightforward loan application

5
I applied for a loan online and was approved in a short time. The whole process was easy to follow Reviewed on: 19th March 2024
Shirley's avatar
Shirley

I needed to consolidate my credit cards into one man...

5
I needed to consolidate my credit cards into one manageable sum and the staff were incredibly helpful and able to do so which enabled me to escape spiralling debt. I have since gone back to get a further loan for my wedding and there help has always been fantastic. Reviewed on: 19th March 2024
Mark Davies's avatar
Mark Davies

Quick easy

5
Quick easy , affordable repayment Reviewed on: 19th March 2024
Sarah w's avatar
Sarah w

Little things matter

5
Took a loan out,straight forward, no complications,friendly staff..go above and beyond Reviewed on: 19th March 2024
Credit union's avatar
Credit union

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