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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

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Clockwise Credit Union Personal loans reviews (4558)

Fantastic service, I highly recommend becoming a cre...

5
Fantastic service, I highly recommend becoming a credit union member. Reviewed on: 19th March 2024

They are brilliant

5
They are brilliant I would recommend they to any one Reviewed on: 19th March 2024

True i been 1 time later.

3
True i been 1 time later. But they give me on Word 1000£ dont event know me. After few months i pay i apply for them mail about 3k£. But every time they say no, after hard try contact them, every time support be not helpfull too much. Appologase for my English mistakes but its poor like me thank you bye Reviewed on: 19th March 2024

Great credit union, would recommend them, supportive...

5
Great credit union, would recommend them, supportive and reviews applications quickly Reviewed on: 19th March 2024

Very helpful and understanding staff easy to use app

5
Very helpful and understanding staff easy to use app Reviewed on: 19th March 2024

Excellent and friendly customer service

5
Excellent and friendly customer service Reviewed on: 19th March 2024

Super helpful staff with quick responses to my emails.

5
Super helpful staff with quick responses to my emails. Reviewed on: 19th March 2024

A* service super easy to apply

5
Really easy to apply , the advisor helps you go through your bills so you can afford to pay back comfortably .You can set any date you want to pay back and if you miss a payment the manager for your area rings you and helps resolve the issue . Ive had nothing but positive experiences with them for loans and top up loans . I've reccomend my sister and she was also eligible and she thinks they are fantastic compared to some loan company's. Once I've paid the loan I'm looking to start saving with notts and credit union . Great work guys Reviewed on: 19th March 2024

Help when needed and the saving part of the loan pay...

5
Help when needed and the saving part of the loan payments is a excellent idea Reviewed on: 19th March 2024

Simply the best !!!

5
I have had several loans over the years when I have fell short the whole process is straightforward fair and more than reasonable nlcu is my go to rather than any high street bank 5 star excellence all round Reviewed on: 19th March 2024

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