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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Fast and easy

The process was quick and easy and the staff on the phones are always will to help. Reviewed on: 30th May 2023

Saviour in times of need.

Their interest rate is low and they're reliable. Reviewed on: 30th May 2023

Loans

Iv been using credit union forany years and I Will continue to do so. The loans are affordable with your income and the interest rate is much lower then anywhere else. The forms are easy to fill in and the decision is made very quickly. I highly recommend credit union. Reviewed on: 30th May 2023

Amazing

Great experience very helpfull staff Reviewed on: 30th May 2023

Simply fantastic

Very helpful, kind and understanding. I was a single parent struggling to buy the essential items for a home after escaping an abusive ex and I was lent enough to buy those items & the interest was very low, easy to phone if any issues with my payments. They also put some money to the side to save out of my loan repayment so when I’d payed the loan back I had a nice bit of cash saved too. It’s a breath of fresh air to have a loan company lending to help and not to get stinking rich from interest. Reviewed on: 30th May 2023

Very quick and efficient process

They processed my application and dealt with all my queries well. They offer good loan deals Reviewed on: 30th May 2023

Friendly and helpful service

The team have always been extremely helpful and supportive, they do not keep you holding when calling and ensure the right support and guidance is offered on products Reviewed on: 30th May 2023

Helpful and amazing

Staff go out there way to help u and get ur loan to u ASAP so greatful to have this credit union on our side xxxxxx Reviewed on: 30th May 2023

Best credit union

Very low interest rates, fast application processing l. Always comes through when you need them Reviewed on: 30th May 2023

Happy to be the part

Though I haven't got any loan.But having a credit union to support us is really great. Reviewed on: 30th May 2023

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