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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

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Clockwise Credit Union Personal loans reviews (4558)

Always rely upon

I’ve used credit Union now for possibly over 15yrs. Loan application is so easy to complete. Response quite fast and once approved money in the bank usually same day. Affordable rates and I’ve never missed a payment due to having the same loan every yr renewed so not missed the money. I also save a little on top of my payments. Once my loan level reaches my savings amount, I just pay it off with the saved money. Reviewed on: 30th May 2023

Good Fast and Frendley service.

When I call them l always get a great response and everything is sorted out there and then. The staff can't do enough for me. I am glad I joined Notts and Lincs Credit Union. Reviewed on: 30th May 2023

Straight forward and fair

Quick decision regarding a loan. Minimum formalities, clear conditions, reasonable APR Reviewed on: 30th May 2023

Excellent

I would definitely recommend this company for a loan to any body who wants one Reviewed on: 30th May 2023

Quick, great service

Quick and efficient. Loan approved within a few days, approved for a large loan. Great to spread across a through years. My partner has used several times and always excellent reviews. Recommend this service. Reviewed on: 30th May 2023

Support when I needed it the most

I was a newbie to credit union but was told by word of mouth they were the most supportive and reliable company to go to for loans which prompted me to look into it further and apply. When I applied it was simple and stress free. I’ve been committed to every payment since being accepted for my loan ,but on one occasion my bank had a bit of a oopsie dasie which my payment didn’t go through. Credit union contacted me the next day to inform me the payment was unsuccessful which if they didn’t I would of been none the wiser until a later date so I believe this to be very beneficial. Once I had realised I explained my circumstances they were very understanding and told me to phone when this error was corrected but not to worry which as you can imagine anything like this can ruffle your feathers but again they made this a easy and less stressful matter. They are very understanding of any circumstances, don’t judge and there when it matters most! Reviewed on: 30th May 2023

Excellent and welcoming staff

Excellent experience with the union, if i ever come into problems financially they were there to help Reviewed on: 30th May 2023

Excellent

Always happy to help, quick service great for savings also Reviewed on: 30th May 2023

Great organisation!

Friendly staff - really happy to help. Reviewed on: 30th May 2023

Great place!

I love having credit union under my belt, it’s very reasonable, helpful and always great to stay upto date with payments so you can keep taking loans. Staff are polite and helpful when needed! Reviewed on: 30th May 2023

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Clockwise Credit Union: Personal loans reviews

40% decrease in 5 star reviews

300% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

2

About this product

Review Clockwise Credit Union: Personal loans now

Clockwise Credit Union Personal loans reviews (4558)

Always rely upon

Good Fast and Frendley service.

Straight forward and fair

Excellent

Quick, great service

Support when I needed it the most

Excellent and welcoming staff

Excellent

Great organisation!

Great place!

Review Clockwise Credit Union: Personal loans now

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