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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

I always recommend the credit union

5
I have been using the credit union for over 10 years and every time I have needed help this has been resolved from the very first call. The app is very user friendly! Reviewed on: 23rd June 2025

Always friendly and there to assist me when I need h...

5
Always friendly and there to assist me when I need help understand peoples personal circumstances and don’t judge Reviewed on: 23rd June 2025

You always have my back!

5
I’m a single dad and I’ve the years I’ve needed money for different things. clock wise has always been supportive and fast. with credit union in my life I always feel at ease knowing they have my back. Reviewed on: 23rd June 2025

Amazing service

5
It’s always been amazing always get a top up on my loan when needed and always done the same day, would definitely recommend Reviewed on: 23rd June 2025

Always been very helpful to me and I can recommend a...

5
Always been very helpful to me and I can recommend anyone to them Reviewed on: 23rd June 2025

I’ve always had a good experience with clockwise eve...

5
I’ve always had a good experience with clockwise every 4 months I can top up my loan and it’s in within seconds so fast so reliable. Reviewed on: 23rd June 2025

Fantastic everything, they really help help sort my...

5
Fantastic everything, they really help help sort my finances Reviewed on: 23rd June 2025

Good loan company

5
I had loans e few time from Clockwise Credit Union. It was a quick process, they are prompt, very helpful and reliable. Reviewed on: 23rd June 2025

easy repayment

5
Accepted for loans easy repayment Reviewed on: 23rd June 2025

Saved the day

5
Was desperate and they were there for me with a listening ear..they really helped me when I needed it most Reviewed on: 23rd June 2025

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