Smart Money People Logo

Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Clockwise Credit Union Personal loans reviews (2928)

Excellent service

5
I’ve been with credit Uion for 4 + years they have always been a great company and never had any issues, customer service support is excellent. Reviewed on: 23rd June 2025

clockwise been big help for me and so easy to apply...

5
clockwise been big help for me and so easy to apply knowing have no stress paying back good idea taking out my child benefits so there be no miss payments Reviewed on: 23rd June 2025

I have been with clockwise for years and never had p...

5
I have been with clockwise for years and never had problems always been treated fairly Reviewed on: 23rd June 2025

Helpful with loans when needed.

4
Helpful with loans when needed. Quick and easy process, few little bumps when sorting it but nothing major. Reviewed on: 23rd June 2025

Hard Times.

4
I have struggled since leaving a violent relationship. I was with notts credit union now with clockwise. I'm behind 3 payts to clockwise and will be making a payt 25 06 2025.They have been understanding in this regard which is a relief. The interest added is quite abit on top looking forward to completing my loan payts as soon as next couple of months.As a credit union I would recommend them and the staff have been professional and efficient. Thanks. Reviewed on: 23rd June 2025

The clockwise team were very polite and extremely he...

5
The clockwise team were very polite and extremely helpful, the whole process was so simple. Reviewed on: 23rd June 2025

Hello clockwise is really helpful and good to save m...

5
Hello clockwise is really helpful and good to save money I. Recommend to anyone, I can feel I think will benefit of it Reviewed on: 23rd June 2025

Was easy and fast great customer services

5
Was easy and fast great customer services Reviewed on: 23rd June 2025

Excellent service friendly staff

5
Excellent service friendly staff Reviewed on: 23rd June 2025

Straightforward Applying for Loans

5
Applying for a loan from Clockwise was very straightforward on their app. Once the application was completed it was processed promptly and informatively and was available within 24 hours at a competitive interest rate Reviewed on: 23rd June 2025

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Clockwise Credit Union?

    View all products