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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4557 reviews)

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4.79

Based on 4,557 reviews, last reviewed 11th Aug 2026

26% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Helpful and affordable

Clockwise have always been very helpful, they are also so considerate when explaining why I needed the loan. The interest rates are very affordable and to top it off so are the repayments, it was very straight forward to apply. Reviewed on: 15th May 2026

Non judgmental good communication.

Non judgmental good communication. And great everything can be done on the app Reviewed on: 15th May 2026

Very good company excellent on service

Very good company excellent on service Reviewed on: 15th May 2026

Getting the loan was made easy and seems a fair proc...

Getting the loan was made easy and seems a fair process and initially easy to pay back, but their system lets them down, payments were made but not applied to the loan account, which meant you have to chase them. You can’t transfer to the loan on the app or overpay easily, you have to phone in and the opening hours are inconvenient if you work. You used to be allowed to email but they’ve changed this and they insist you ring. When I had concerns about my loan I write to them for answers, but they became aggressive, threatening and unhelpful and ever since I have been treated very differently by the union in not a good way.The only reason I continue to use them is because I’d rather have my finances with them than a bank. Reviewed on: 15th May 2026

Always ready to help especially when I encounter har...

Always ready to help especially when I encounter hard times and running into debts. Reviewed on: 15th May 2026

I couldn’t recommend them

I couldn’t recommend them more amazing with how they have handled everything Reviewed on: 15th May 2026

I always feel truly listened to, and Clockwise consi...

I always feel truly listened to, and Clockwise consistently gives me a fair chance every time. Reviewed on: 15th May 2026

Always helpful and explains if you don't understand

Always helpful and explains if you don't understand Reviewed on: 15th May 2026

Easy fast process from start to finish.

The process is super fast and easy. Customer service are amazing and very helpful. Would highly recommend Reviewed on: 15th May 2026

Been with clockwise credit union for money years exc...

Been with clockwise credit union for money years excellent services. Reviewed on: 15th May 2026

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