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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Very good customer service, process quick and easy,...

5
Very good customer service, process quick and easy, would recommend to friends and family, plus helps you save at the same time. Reviewed on: 23rd June 2025

Being on benefits they are a lifesaver in an emergency

5
Always had clockwise for years, being on benefits they really help in emergencies Reviewed on: 23rd June 2025

Easy to communicate with

5
Easy to communicate with would definitely recommend Reviewed on: 23rd June 2025

Always there when I need them...

5
Always there when I need them, always knowledgeable and good APR Reviewed on: 23rd June 2025

Clock wise have been good to me it's been affordable...

5
Clock wise have been good to me it's been affordable and great % value too. Much better than most lenders. When I have needed the help they have been my go to. Reviewed on: 23rd June 2025

Helped me be able to get my car fixed, hassel free I...

5
Helped me be able to get my car fixed, hassel free I do not need yo stress about repaing. Really good service Reviewed on: 23rd June 2025

Very good experience quick decision in seconds good...

5
Very good experience quick decision in seconds good repayment plans Reviewed on: 23rd June 2025

Brilliant to lend from!

5
I have always borrowed from clockwise when Iv been struggling. It’s good that you can choose how much you can afford to pay and get a decision based on that. Reviewed on: 23rd June 2025

Always there to help and consider all circumstances.

5
Always there to help and consider all circumstances. Reviewed on: 23rd June 2025

Amazing , good staff and great team

4
Amazing , good staff and great team Reviewed on: 23rd June 2025

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