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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Very easy and thorough process.

5
Very easy and thorough process. I have had 2 loans from clockwise and found their customer service to be top notch both times. Very fair repayments Reviewed on: 23rd June 2025

Great value customer focused Credit Union

5
The process was easy to understand and straight forward and user friendly Reviewed on: 23rd June 2025

Mrs Klaudia hallouz

5
It's a good loan and fast . I don't know what to say more. Reviewed on: 23rd June 2025

Easy and straight forward process, customer service...

5
Easy and straight forward process, customer service is very helpful with any questions queries Reviewed on: 23rd June 2025

With clockwise the process of getting a loan is very...

5
With clockwise the process of getting a loan is very simple, and as someone that’s useless with technology they make it so much easier for me. Reviewed on: 23rd June 2025

Very good service and excellent communication skills

5
Very good service and excellent communication skills Reviewed on: 23rd June 2025

Easy fast and reliable.

5
Easy to manage and good customer service. Reviewed on: 23rd June 2025

Totally amazing would recommend to everyone so quick...

5
Totally amazing would recommend to everyone so quick on loans and always put the customer first Reviewed on: 23rd June 2025

Good service

5
Good service fast and helpful . everything is good for everyone Reviewed on: 23rd June 2025

I’ve used clockwise for a while now.

5
I’ve used clockwise for a while now. It’s clear, it’s helpful & what you get is what you get. It’s hassle free and I love how it’s separate from my other bank accounts. It’s less worry. No faffing and just easy to use. Reviewed on: 23rd June 2025

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