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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Loan application with bad credit

5
My credit history has never been the greatest due to my health, the application was simple i spoke directly with a person to discuss my situation and my loan was approved within a few days Reviewed on: 23rd June 2025

Once we got though application process everything wa...

5
Once we got though application process everything was simple and been great since Reviewed on: 23rd June 2025

Clockwise credit union have been amazing!

5
Clockwise credit union have been amazing! They have helped me in ways no one else would. They have always answered any questions I have and never made me feel silly or stupid for asking them. They always go above and beyond to make sure I’m not left with any questions and everything is answered. Would always recommend them to everyone friend and family! Reviewed on: 23rd June 2025

They are very good and maintained good customer serv...

5
They are very good and maintained good customer service. There services really help me during my financial situation. Reviewed on: 23rd June 2025

my experience was very good i am with clock wise nea...

5
my experience was very good i am with clock wise nearly 8 years and I am very Happy Reviewed on: 23rd June 2025

Amazing service easy to use portal online

5
Amazing service easy to use portal online Reviewed on: 23rd June 2025

Always there for customers and even if you can’t get...

5
Always there for customers and even if you can’t get the amount you want they still help out Reviewed on: 23rd June 2025

Brilliant .

5
Really helpful and handy especially when needing a loan which comes out of benefits. Definitely puts us people on benefits in a better place. Reviewed on: 23rd June 2025

Good service when needed and help

5
Good service when needed and help Reviewed on: 23rd June 2025

Really great

5
Really helped me out when I needed it, was easy to do and went in the back really quickly. The repayments are definitely affordable too which makes it much easier for mums like myself. Reviewed on: 23rd June 2025

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