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Clockwise Credit Union: Personal loans reviews

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4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

I’m banking with clockwise for 2 years now and there...

5
I’m banking with clockwise for 2 years now and there hasn’t been any issues for me I even been approved for a £750 loan Aswell and I paid it off fully Reviewed on: 23rd June 2025
FabianMakula's avatar
FabianMakula

Clockwise provides clients with information and upda...

5
Clockwise provides clients with information and updates regularly. They are open for assistance when one's circumstances unexpectedly change. Reviewed on: 23rd June 2025
Flora 's avatar
Flora

Very flexible!

5
Very flexible! Great customer service and helped me in every way I needed. Reviewed on: 23rd June 2025
Dionne S's avatar
Dionne S

Clockwise has helped me out in the the past with loa...

5
Clockwise has helped me out in the the past with loans, very fast and easy to apply Reviewed on: 23rd June 2025
Kiera A's avatar
Kiera A

Clockwise user for years

4
I have used Clockwise for many years now and I have always received a good service. They have improved their loan application so much over the years and the interest rates are much better than any other loan companies making it affordable to the average person. Reviewed on: 23rd June 2025
Charlie J 's avatar
Charlie J

Great customer service.

5
They went above and beyond to help me out. Reviewed on: 23rd June 2025
Eliza A's avatar
Eliza A

Fast and super friendly customer service.

5
Fast and super friendly customer service. Reviewed on: 23rd June 2025
Anete Grigorjana's avatar
Anete Grigorjana

Very quick acceptance and funds given same day

5
Very quick acceptance and funds given same day Reviewed on: 23rd June 2025
Arlow's avatar
Arlow

Getting a loan was so easy after being declined ever...

5
Getting a loan was so easy after being declined every where else Reviewed on: 23rd June 2025
Sharron Knight's avatar
Sharron Knight

Ive been with clockwise a few years now the only thi...

5
Ive been with clockwise a few years now the only thing I'd say is hugh is the interest of loans but they are very reliable Reviewed on: 23rd June 2025
Jade's avatar
Jade

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