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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,332 reviews, last reviewed 26th Jun 2026
64100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Loan approval very fast I never had need for loan but my friend did and she was happy Reviewed on: 26th June 2026
Niurka M's avatar
Niurka M

Latest lowest rating:

1

Bad customer service bad attitude Bad customer service bad attitude Reviewed on: 25th June 2026
Private 's avatar
Private

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4332)

When I was in desperate need credit union were there...

5
When I was in desperate need credit union were there to help with friendly advice and extremely quick at helping. Highly recommend Reviewed on: 3rd May 2026

Brilliant experience

5
Brilliant experience helped out so much would definitely recommend Reviewed on: 3rd May 2026

Good and fast process excellent experience

5
Good and fast process excellent experience Reviewed on: 3rd May 2026

Excellent credit union

5
I used clockwise some years ago and they were amazing they helped me out of a difficult spot . For some reason I the stopped using them can’t remember why but Recently,I really needed a loan and they were the only credit union who would give me one . Can’t recommend them enough . Also has savings options and when u use the for child benefit for example , the money enters and is immediately available which is not the case for some other credit unions. Reviewed on: 3rd May 2026

Very easy to use.

5
Very easy to use. Friendly helpful staff 10/10 Reviewed on: 3rd May 2026

Good customer service and great in every aspect of s...

5
Good customer service and great in every aspect of services Reviewed on: 3rd May 2026

Excellent

5
I’ve just recently joined clockwise and will be opening an account with them , excellent for people with bad credit history or on benefits that usually wouldn’t be able to get a personal loan Reviewed on: 3rd May 2026

Always very helpful, app is easy to use and repaymen...

5
Always very helpful, app is easy to use and repayment amounts reasonable Reviewed on: 3rd May 2026

Very kind staff.

5
Very kind staff.easy to access there services.quick and easy process. Low interest rates Reviewed on: 3rd May 2026

Staff are always lovely and really try to help

5
Staff are always lovely and really try to help Reviewed on: 3rd May 2026

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