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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,332 reviews, last reviewed 26th Jun 2026
64100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Loan approval very fast I never had need for loan but my friend did and she was happy Reviewed on: 26th June 2026
Niurka M's avatar
Niurka M

Latest lowest rating:

1

Bad customer service bad attitude Bad customer service bad attitude Reviewed on: 25th June 2026
Private 's avatar
Private

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4332)

Fast response to anything you want to know or a deci...

5
Fast response to anything you want to know or a decision on a loan. they do all the working out for you so you don’t have too. Friendly staff on the phone and in store. Reviewed on: 3rd May 2026

I've had nothing but a great experience from getting...

5
I've had nothing but a great experience from getting the loan which is instant to ringing up the customer service was great and friendly Reviewed on: 3rd May 2026

Application is relatively simple and quick.

4
Application is relatively simple and quick. Clockwise feel non judgemental which is important. Good variety of products Reviewed on: 3rd May 2026

Fair and honest.

5
Amazing service, really helped me out in a time of need. Reviewed on: 3rd May 2026

Very good loan company .

5
Very good loan company . Would recommend. Reviewed on: 3rd May 2026

Great Service

5
I have used credit union for many years. They are easy to contact and very helpful. I have never had any issues. The app is also very easy to use. Reviewed on: 3rd May 2026

They have always been super helpful and really quick...

5
They have always been super helpful and really quick to answer any queries Reviewed on: 3rd May 2026

Is convenience worth the cost?

4
I had a positive experience when I was stuck in a bad situation, clockwise was a last stop to try and consolidate debt. the only negative point was with renewing a loan, you are charged interest on the remainder of balance you add to in effect paying double. Think before topping up- about how much the cost is of convenience and if it is worth it for you. All in all a good experience. Reviewed on: 3rd May 2026

Great experience helpful staff couldn’t help enough

5
Great experience helpful staff couldn’t help enough Reviewed on: 3rd May 2026

They really do consider all circumstances.

5
They really do consider all circumstances. I wouldnt be able to get a loan elsewhere but after sending in evidence of payment plans they let me take out a loan. Coming straight from my benefit makes it so much easier Reviewed on: 3rd May 2026

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