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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Brilliant services and workers are all friendly

5
Brilliant services and workers are all friendly Reviewed on: 23rd June 2025

Easy way to get out a loan when in need also quick p...

5
Easy way to get out a loan when in need also quick payout Reviewed on: 23rd June 2025

Been with credit union for years they always help my...

5
Been with credit union for years they always help my family loads Reviewed on: 23rd June 2025

Managed to get a loan from a local company with low...

5
Managed to get a loan from a local company with low interest rates Reviewed on: 23rd June 2025

Great customer service, fast loans and top ups

5
Great customer service, fast loans and top ups Reviewed on: 23rd June 2025

It is absolutely brilliant service so fast efficient...

5
It is absolutely brilliant service so fast efficient and good to use I been using credit union for loans for a while now and am so happy with it all Reviewed on: 23rd June 2025

With clockwise union I was able to afford things for...

5
With clockwise union I was able to afford things for my children at such a affordable payment plan to pay back and with this we are soo much happier thanks to you guys before I knew about this I was stressing a lot with bills I was depressed because I felt like I wasn’t doing a lot for my babies but since finding out and all we have changed soo much so thank u clockwise ! Reviewed on: 23rd June 2025

Really clear communication and brilliant loans!

5
Really clear communication and brilliant loans!! Helped me and my family out massively and affordable prices for a loan Reviewed on: 23rd June 2025

Informative process when applying, easy to understan...

5
Informative process when applying, easy to understand information including the important small print. Customer service team are friendly polite, knowledgeable and very helpful. The systems they use aren't the most up to date but works very well Reviewed on: 23rd June 2025

Very good customer service always helped me when I n...

5
Very good customer service always helped me when I needed it Reviewed on: 23rd June 2025

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