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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,332 reviews, last reviewed 26th Jun 2026
64100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Loan approval very fast I never had need for loan but my friend did and she was happy Reviewed on: 26th June 2026
Niurka M's avatar
Niurka M

Latest lowest rating:

1

Bad customer service bad attitude Bad customer service bad attitude Reviewed on: 25th June 2026
Private 's avatar
Private

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4333)

They really do consider all circumstances.

5
They really do consider all circumstances. I wouldnt be able to get a loan elsewhere but after sending in evidence of payment plans they let me take out a loan. Coming straight from my benefit makes it so much easier Reviewed on: 3rd May 2026

I Can't say a bad word, Pledge saving is great.

5
When in need, I resorted to credit union/now clockwise for a loan. The service they offered was safe and fair for people who require a personal loan. The process was simple and everybody I spoken to dealt with me perfectly, great customer service and no bad attitudes. The duration from point of application was fairly quick. The best thing I like about clockwise is the pledge savings. When you take a loan you will pay extra which goes into a saving account which can be accessed when the loan is paid in full. I love this as it helps build savings that might not be good at doing individually. Reviewed on: 3rd May 2026

Been helpful been able to pay off things and b...

4
Been helpful been able to pay off a few things and been helpful at christmas time when struggling more wouldnt use any other loan place Reviewed on: 3rd May 2026

Because I am able to pay my loan by salary sacrifice...

4
Because I am able to pay my loan by salary sacrifice it makes it so much easier Reviewed on: 3rd May 2026

Very good friendly service over the phone and I bank

5
Very friendly service over the phone and I bank Reviewed on: 3rd May 2026

Amazing service

5
Amazing service no issues need a loan and was aproved quickly Reviewed on: 2nd May 2026

Me and my family have had a great experience with cl...

5
Me and my family have had a great experience with clockwise over the last 10 years staff I’ve always there to help you. I’m very understanding as well. Reviewed on: 2nd May 2026

I couldn’t get a loan anywhere because of my bad cre...

5
I couldn’t get a loan anywhere because of my bad credit score but these gave me one which is brilliant not to mention there brilliant customer service Reviewed on: 2nd May 2026

Always come back with a fast and quick decision.

5
Always come back with a fast and quick decision. Reviewed on: 2nd May 2026

I have used clockwise for years, fantastic customer...

5
I have used clockwise for years, fantastic customer service, quick, efficient and extremely helpful. I couldn’t recommend them enough! Reviewed on: 2nd May 2026

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