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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.89 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Great service

Kind member of staff who answered a call for me (female, forgot her name). Very easy application, recieved funds within less than a hour of applying. Got a yes within less than a hour too. All excellent. Good pay back amounts too. Can't complain. Thank you! Reviewed on: 22nd June 2025

I had a great experience with clockwose they are rea...

I had a great experience with clockwose they are really understanding and will help you with any queries Reviewed on: 21st June 2025

The only thing that’s annoying me is my account is c...

The only thing that’s annoying me is my account is claiming my passwords are wrong yet I’ve only just changed it and still says it’s wrong Reviewed on: 21st June 2025

Helpful and easy to use

It’s really easy to mange your loans and keep an eye on your saving amount, I also like that it comes straight from my child benefit so I don’t have to worry about anything. Very easy and Smooth service. Reviewed on: 20th June 2025

Been with clockwise since I was 19 and needed carpet...

Been with clockwise since I was 19 and needed carpets etc for new flat. I am 35 now. Always good and don’t give you the loans if you have outstanding debts which stops you from getting into further debt. Reviewed on: 20th June 2025

Loan and now savings

I had a loan many years ago and use the account to put money aside for emergencies and the childrens birthday and Christmas. Staff are always helpful and I wouldn’t use anyone else Reviewed on: 20th June 2025

They helped me apply for a loan very well

They helped me apply for a loan very well Reviewed on: 20th June 2025

Straight forward , excellent repayment to suit my ne...

Straight forward , excellent repayment to suit my needs Reviewed on: 20th June 2025

Gratitude

Great staff with knowledge and vast amount of experience who listen and advise with the best outcome for customer not them selves Reviewed on: 19th June 2025

Bit slow

Loan top up would like quicker and easier way to apply and get moo Reviewed on: 19th June 2025

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