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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Very helpful and good customer service

5
Very helpful and good customer service Reviewed on: 11th May 2026

Clockwise.

4
Good for people looking for a loan, easy application. Okay interest Reviewed on: 11th May 2026

Great help at a time of need for myself and my son.

5
Great help at a time of need for myself and my son. We were in a bad situation money wise and clockwise were quick to help and provided support throughout the whole process. It was quick, easy and affective and I would recommend them to anyone Reviewed on: 11th May 2026

Very helpful customer service .

5
Very helpful customer service . The union is there when you need help.. My interaction with the union have been great and the quality of service provided was excellent Reviewed on: 11th May 2026

I’m a long term member previously with Nottingham cr...

3
I’m a long term member previously with Nottingham credit union and the apr used to be a lot lower than the general apr for loans now it just seems the same . It used to feel like the cheapest loan now it feels just like all the others Reviewed on: 11th May 2026

My experience with clockwise has been good I’ve had...

5
My experience with clockwise has been good I’ve had a couple of loans of them they have always been really nice Over the phone delt with my enquiry quick enough Reviewed on: 11th May 2026

I had a very good experience with Clockwise Union.

5
I had a very good experience with Clockwise Union. The loan process was simple, fast, and easy to understand. The team was helpful and professional, and I received clear communication during every step. I would recommend their services to anyone looking for a smooth borrowing experience. Reviewed on: 11th May 2026

I applied for loan and received the amount l had req...

5
I applied for loan and received the amount l had requested. And also very professional company who will help you when in need and explain every thing clearly to you. The payment rate are also good and you have a peace of mind when you receive your loan. Never had any issues for request a top up loan as well.Also they are local to me sometimes can visit the office if I don’t understand some of the information about loans. So grateful for that. Reviewed on: 11th May 2026

Always helps me when needed the most

5
Always helps me when needed the most Reviewed on: 11th May 2026

I love credit union but some times they need to look...

4
I love credit union but some times they need to look back at the fact u never missed payment when looking at loans. Reviewed on: 11th May 2026

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