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Cockle Finance: Personal loans reviews

4.98
Based on 813 reviews, last reviewed 8th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Unbelievable experience very simple process and very... Unbelievable experience very simple process and very excellent customer service Reviewed on: 8th September 2025
Adam F's avatar
Adam F

Latest lowest rating:

1

Won’t be using these again At first thought was good then when you miss payments well it’s like the world ended for them won’t stop and then accuse you of ingnorng them when peo... Read more Reviewed on: 17th January 2024
Charlene's avatar
Charlene

About this product

Cockle Finance help you find flexible loans with no credit reference checks.

If Cockle Finance can’t offer you a loan as a direct lender, they can act as a credit broker to help you find a loan with another company but this could involve a credit check. You can apply for a Cockle Finance loan on their website.

Cockle Finance personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Cockle Finance before, you can also leave a review and share your experience.

Cockle Finance Personal loans reviews (813)

Review of the Cockle Finance, Personal loans:

Very friendly and understanding amazing

5
Very friendly and understanding amazing Reviewed on: 11th March 2025

I have used this company across the last 21 years

5
I have used this company across the last 21 years, always helpful, always understanding and easy to contact, Steve is also one of the nicest people I have ever had top deal with. Reviewed on: 21st February 2025

Very nice and very well mannered people

5
Very nice and very well mannered people Reviewed on: 20th February 2025

This company is very professional and understanding,...

5
This company is very professional and understanding, I have had a few loans now and every time they have been very helpful and friendly, this I found really nice as they are all very approachable Reviewed on: 20th February 2025

Offered me a affordable loan, very easy process

5
Offered me a affordable loan, very easy process Reviewed on: 20th February 2025

Always helpful and friendly!

5
Have used Cockle Finance a few times now when I've needed a bit of extra money. They have always been so helpful, and are always available to chat over the phone to discuss options. Reviewed on: 20th February 2025

Quick responses to questions- every member of staff...

5
Quick responses to questions- every member of staff really helpful and can’t do enough to help. really have helped in a time of need so understanding and personal treatment Reviewed on: 20th February 2025

There great not changing if late with payment not th...

5
There great not changing if late with payment not that I have been mind you my credit rating is not good so there very helpful Reviewed on: 20th February 2025

They are very approachable when you have an issue.

5
They are very approachable when you have an issue. Always very upstanding and caring. Can’t fault them Reviewed on: 20th February 2025

A* Very helpful and understanding

5
A* Very helpful and understanding Reviewed on: 19th February 2025

Used Cockel finance for a number of years now...

5
I have used Cockel finance for a number of years now as so did my late mother. I have always found the team at Cockel finance to always be very polite and willing to help no matter what the circumstance is. Each member of staff I have dealt with have always offered me advice and never steered me wrong Reviewed on: 19th February 2025