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Cockle Finance: Personal loans reviews

Name: Personal loans
Rating: 4.98 (813 reviews)

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4.98

Based on 813 reviews, last reviewed 8th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

Unbelievable experience very simple process and very... Unbelievable experience very simple process and very excellent customer service Reviewed on: 8th September 2025

Latest lowest rating:

1

Won’t be using these again At first thought was good then when you miss payments well it’s like the world ended for them won’t stop and then accuse you of ingnorng them when peo... Read more Reviewed on: 17th January 2024

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About this product

Cockle Finance help you find flexible loans with no credit reference checks.

If Cockle Finance can’t offer you a loan as a direct lender, they can act as a credit broker to help you find a loan with another company but this could involve a credit check. You can apply for a Cockle Finance loan on their website.

Cockle Finance personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Cockle Finance before, you can also leave a review and share your experience.

Awards

Customer service champion 2025

Awarded to the company with the highest customer service score from customer reviews.

Cockle Finance Personal loans reviews (813)

Review of the Cockle Finance, Personal loans:

Very friendly and understanding amazing

Very friendly and understanding amazing Reviewed on: 11th March 2025

Very friendly and helpful

Very helpful and unstanding and friendly Reviewed on: 23rd June 2022

Honest and Transparent Lender

Cockle Finance are always happy to help. No hidden fees. Very understanding with great Customer Service. There when you need them. Reviewed on: 22nd June 2022

Great service

Great service recommendation to all who needs a few quid, we all been there and these guys are absolutely amazing Reviewed on: 22nd June 2022

Friends

In all my years dealing with cockle I have never been turned away and they have always helped with my requests Reviewed on: 21st June 2022

Helpful!

Both times I've needed to get a loan, cockle finance have been so helpful in assisting my needs Reviewed on: 21st June 2022

Fantastic customer service

I’ve been using cockle finance for about 3 years now. They have always been very efficient and approachable. If ever there is an issue they are always extremely helpful, understanding and respectful. I Have always recommended this family run business to friends. Reviewed on: 21st June 2022

Fast and reliable

I applied and within minutes had a phone call to confirm the amount I had been accepted for. Reviewed on: 21st June 2022

Best company ever

An amazing company to do business with so friendly with no pressure, thanks guys I appreciate the help you have are giving me,xx Reviewed on: 21st June 2022

Great

Very good highly recommended even better now you can apply on line pay by direct debit no one can see what's going on from my street door Reviewed on: 21st June 2022

Friendly efficient and professional service!

The staff at Cockle finance are friendly, approachable and really helpful. They make the whole experience of lending money alot easier and less daunting. Reviewed on: 21st June 2022

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