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Cockle Finance: Personal loans reviews

4.98
Based on 813 reviews, last reviewed 8th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Unbelievable experience very simple process and very... Unbelievable experience very simple process and very excellent customer service Reviewed on: 8th September 2025
Adam F's avatar
Adam F

Latest lowest rating:

1

Won’t be using these again At first thought was good then when you miss payments well it’s like the world ended for them won’t stop and then accuse you of ingnorng them when peo... Read more Reviewed on: 17th January 2024
Charlene's avatar
Charlene

About this product

Cockle Finance help you find flexible loans with no credit reference checks.

If Cockle Finance can’t offer you a loan as a direct lender, they can act as a credit broker to help you find a loan with another company but this could involve a credit check. You can apply for a Cockle Finance loan on their website.

Cockle Finance personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Cockle Finance before, you can also leave a review and share your experience.

Cockle Finance Personal loans reviews (813)

Review of the Cockle Finance, Personal loans:

Very friendly and understanding amazing

5
Very friendly and understanding amazing Reviewed on: 11th March 2025

Very friendly and helpful family run company as there to help when needed

5
My family have been dealing with cockle finance since I was a young girl now I’m a customer my self very friend and helpful even when you are struggling with finances will always help with the problem instead or more being created will not deal with any other finance company other then cockle finance alway polite And friendly feels like family instead or business always available to help no matter how small or big of the problem will always work with you to find a solution Very happy with the service I have received from cockle finance would definitely recommend thank you for all ur help and support couldn’t deal with a better company Reviewed on: 25th June 2020

Always very helpfull

5
I have been a customer of cockle Finance from a very early age . In fact its 40 years now when I used cockle Finance and always a good experience. Reviewed on: 25th June 2020

Brilliant family run busness

5
I have been using A J cockle for years, they are a family run business, very friendly and always there to help. I will definitely carry on using them for years to come. Reviewed on: 25th June 2020

Thank you so much

4
Thankyou so much being on a low income and having a bad. Credit and not being able to get a lone aj Cockel finance have been amazing helping people in their local community being able to get a lone and they fall over backwards to help if you run into trouble with you lone so you can still continue to pay . Reviewed on: 25th June 2020

When in need

5
Steve and co have also been there when needed. A very friendly family business That goes the extra mile Reviewed on: 25th June 2020

Brilliant Team

5
I found Cockle finance through a friend a few years back. We all need a little financial help at times and the process was simple. Each of the members of this team are respectful, friendly and helpful. They explain everything in detail and give good advice if needed. I would say they genuinly give a personal touch to their customers and this makes it much easier to approach the company. I am happy to have found them and know help is at hand, if needed. Reviewed on: 25th June 2020

Good company

5
Helpful and understanding good all round company can’t fault them Reviewed on: 25th June 2020

Amazing

5
The best experience good costumer service Reviewed on: 25th June 2020

Amazing!

5
Fantastic Company Very helpful Very friendly Very professional Reviewed on: 23rd June 2020

Always there to help

5
I have been using this company since 1999 and they are the only company I trust. Great customer service and very friendly Reviewed on: 23rd June 2020