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Creation: Personal loan reviews

4.04
Based on 61 reviews, last reviewed 11th Jun 2026
500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
7%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
34%

Latest highest rating:

5

Fast and Easy! Easy and quick application to fill in. Great opportunity. Reviewed on: 11th June 2026
ANIA 's avatar
ANIA

Latest lowest rating:

1

Do not ever apply for finance through Creation Consu... Do not ever apply for finance through Creation Consumer Finance based on my experience. I am a landlord, earn around £70,000 a year, have never misse... Read more Reviewed on: 11th June 2026
Mona j's avatar
Mona j

About this product

You can get a Creation personal loan for amounts between £1,000 and £30,000.

The online application for a Creation personal loan gives you an instant decision and you could get your loan by the next working day. Terms are available for between one and seven years.

Creation personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Creation before, you can also leave a review and share your experience.

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Creation Personal loan reviews (61)

Offering and rates are fine but communication needs improvement

3
Having booked to have my front door and some windows replaced in my house from a service company they offered me the ability to pay in installments using a loan from Creation. The work was done quickly and there were no issues over my loan; however, communication from Creation in terms of confirmation over the loan, repayment amounts and repayment dates were not sent to me until after the work was done and even then the direct debit was set up without confirmation of what exactly was happening. Reviewed on: 5th May 2015

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