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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Love it

5
So easy to use and useful. It really has helped my managing Reviewed on: 4th April 2023
Angelin's avatar
Angelin

Great money tool

5
The app has really made me keep an eye on my spending, even just getting a small notification each morning helps me keep on top of things. Also helped me condense all the outgoing in terms of bills and subscriptions etc. If you’re trying to save or monitor money, I’d recommend Emma Reviewed on: 4th April 2023
Michael Anderson's avatar
Michael Anderson

Easy, quick and quirky

5
So user-friendly, great service without having to subscribe and pay. It's always fun as well! Reviewed on: 4th April 2023
Faye Wellard's avatar
Faye Wellard

Amazing

5
So helpful for me to get the latest updates delivered to me instanty Reviewed on: 4th April 2023
Joe McCann's avatar
Joe McCann

Great app recommend to be used by everyone

5
Really good app that captures all you income and expenditure and provide a provisional transactions. Reviewed on: 4th April 2023
Pravin Wadewale's avatar
Pravin Wadewale

Great app

5
Easy to use and easy to see budgets! Could have more specific categories Reviewed on: 4th April 2023
Lauren Nicole's avatar
Lauren Nicole

A great app.

5
Really has helped me start shaving off a lot of spending every month. Highly recommended! Reviewed on: 4th April 2023
Brady Cornhill's avatar
Brady Cornhill

Great App, Easy to Use

5
I love using Emma, it really helps me to keep track of my finances and know how well I am doing on a daily and monthly basis. Reviewed on: 4th April 2023
Nic Peach's avatar
Nic Peach

Perfect application for home budget and more

5
It is an amazing free application that use the bank feed to help you organise your home budget targets and automatically classify your spendings by category. Reviewed on: 4th April 2023
Andrzej Lampa's avatar
Andrzej Lampa

All in one place!

5
Emma gives me an instant view of my financial situation in 1 app, no need to log into multiple accounts. Reviewed on: 4th April 2023
Forest 's avatar
Forest

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