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Equifinance: Mortgage reviews

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Based on 2 reviews, last reviewed 26th May 2023
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Loan Repayment I took out a loan with Equifinance last year through the broker called Believe Loans. I took out £26000 to consolidate my loans and credit cards and ... Read more Reviewed on: 26th May 2023
Iliesa Tuiloma's avatar
Iliesa Tuiloma

About the Mortgage

Equifinance is a specialist second charge mortgage lender. A second charge mortgage is an additional loan on top of your existing mortgage. It’s important that you understand the Ts and Cs and interest rate of a mortgage. Always consult the lender or an independent advisor if you need help understanding your options.

A second charge mortgage can be a good way to gain quick funds without impacting your current mortgage terms. However, finding a reputable lender is important. Our Equifinance mortgage reviews can give you valuable insight into the lender and its products.

Find out more about the application process for Equifinance’s second charge mortgages. Learn how smoothly the application process is and how supportive the lender is throughout. Read about genuine experiences with the customer service team to find out how well the lender handles its customers’ issues. Learn whether existing borrowers would recommend the lender to family and friends. All of this and more can be found in our Equifinance mortgage reviews.

If you’ve had a second charge mortgage with Equifinance, write a review on Smart Money People. Why did you opt for a second charge mortgage over remortgaging? Were you satisfied with your decision? What was your favourite aspect of the experience with Equifinance, and is there anything you feel could be improved? How communicative was the lender throughout the term of the mortgage? Would you recommend Equifinance to your family and friends? Whether good or bad, write an Equifinance mortgage review today. Together, we can help people like you make better financial decisions.

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Equifinance Mortgage reviews (2)

Loan Repayment

1
I took out a loan with Equifinance last year through the broker called Believe Loans. I took out £26000 to consolidate my loans and credit cards and it’s the worst move ever. Looking at it now this £26000 pounds loan has a interest rate of 11%. I’m paying £348 pounds a month and it’s for 15 year’s repayment. Working this out makes me sick £348 pounds x 15 years(180 months) = £62 640 the amount I will pay back. I’m more in Dept than before biggest regret ever. I’m highly recommending to who ever wants to take out a loan with this company please read every detail don’t just blindly go into it cause you desperate for that easy money. This company is a rip off and should be taken to task. Reviewed on: 26th May 2023
Iliesa Tuiloma's avatar
Iliesa Tuiloma

Payment date misery

1
I have an account with Equifinance and needed to change the payment date due to an employment pay day change. I rang and did this and shortly after received a letter stating that to change the date by 18 days they would charge me £318.27. I rang and immediately cancelled the change as they would not help. I was not told of this charge amount in the initial call to change the date. Shocking amount to charge and I will never use the services of these people again . Reviewed on: 14th June 2022
Ray Gooding's avatar
Ray Gooding

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