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Experian: Credit Check reviews

3.92
Based on 124 reviews, last reviewed 25th Jun 2026
300% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
54%
See only 4 star reviews
24%
See only 3 star reviews
9%
See only 2 star reviews
4%
See only 1 star reviews
9%

Latest highest rating:

5

Does its job, no complaints - free is hard to beat Using the free tier to keep tabs on my credit score and it covers what I need. Nothing fancy, but it's reliable. My wife gets the ID protection for fr... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Customer service and website are useless I had to call them twice to request my credit report. They don't value first contact resolution and they hand up as fast as they can without resolving... Read more Reviewed on: 18th February 2026
Ovidiu I's avatar
Ovidiu I

About this product

We're building the biggest collection of Experian credit check reviews at Smart Money People. If you're looking for reviews of Experian's credit check service, or if you're an existing Experian customer looking to share your thoughts, you've come to the right place. We're changing financial services for the better.

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Experian Credit Check reviews (124)

Does what it says on the tin

5
Never had an issue with it and provides me with an up to date credit check that helps me know how to improve and what has influenced it that month. Also let's you know what the average is for your area which is helpful to know where you compare. Reviewed on: 24th May 2024

excellent service, regularly updating my credit rat...

5
excellent service, regularly updating my credit rating and helping with credit card eligability Reviewed on: 24th May 2024

Quick and easy to use

4
Quick and easy to use, with valuable information provided on credit and finance options. Has become a go to to building credit score and understanding the steps I need to take to improve it. Recommended to friends as it is free too Reviewed on: 24th May 2024

The platform is amazing and gives enough information...

5
The platform is amazing and gives enough information on how to boost your credit score and to acquire credit cards Reviewed on: 24th May 2024

Wouldn't be without Experian

5
Experian is the only company I go to that provides me with a reliable list of companies to give me loan or credit eligibility. I've used them for years and are yet to disappoint. Also when I was a victim of fraud crime, Experian helped me inform the correct companies Reviewed on: 24th May 2024

CreditExpert

4
Accessible and simple service which allowed me to view a detailed breakdown of factors affecting my credit score. This visibility has then enabled me to make necessary changes to improve my score - with support available along the way. Reviewed on: 24th May 2024

Good way to check credit score

4
Good way to check credit score although need to pay to get useful details - irony is not lost on me Reviewed on: 24th May 2024

Free credit reference checks and report, credit card...

5
Free credit reference checks and report, credit card suitability feature (without effecting a credit reference agency check), easy to use UI, graphical layout is simple and functional Reviewed on: 24th May 2024

The Experts

5
I call them the experts, be because they actually carry out a comprehensive check on your credit file and if there are any discrepancies, be sure they will address it. The scores are accurate. Reviewed on: 23rd May 2024

Great financial suggestions

5
It alerts you about important incidents or checks and has good understandable ideas on how you can be flexible with finances. Reviewed on: 23rd May 2024

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