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Fair Finance: Personal Loan reviews

Name: Personal Loan
Rating: 3.38 (8 reviews)

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3.50

Based on 8 reviews, last reviewed 31st May 2023

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

49%

13%

3 star

2 star

38%

Latest highest rating:

5

Above & beyond Above & beyond experience. Thank you. I highly appreciate you all! Reviewed on: 31st May 2023

Latest lowest rating:

1

Hustlers Got the loan and paid most of it off quickly as to reduce interest ,then was allegedly able to apply for a top up waited three days and made a call to... Read more Reviewed on: 10th December 2020

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About this product

Fair Finance personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Fair Finance personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Fair Finance personal loan, we'd love you to write a quick review too.

Fair Finance Personal Loan reviews (8)

Review of the Fair Finance, Personal Loan:

very poor service

they say you have been accepted. but then want proof of income along with bank statements. they will want your blood next Reviewed on: 11th October 2019

Above & beyond

Above & beyond experience. Thank you. I highly appreciate you all! Reviewed on: 31st May 2023

Very helpful

Fair finance are a very helpful giving loans to people with a less than perfect credit history and don't just look at your credit history but take into account your income and how much you can afford to pay back each month and if you ever struggle to pay one month they do their best to help accommodate you to come up with something that suits you until your back on your feet and they don't charge extra interest when you need extra time Reviewed on: 2nd March 2021

Hustlers

Got the loan and paid most of it off quickly as to reduce interest ,then was allegedly able to apply for a top up waited three days and made a call to them myself as I wasnt contacted only to get told that it was declined because they have to build a relationship with me in other words I paid them too quickly and they wanted me to pay them slower as to accumulate all that interest. Dont know what kind of scam these people are running if I cant pay off my loan quicker without the treat of not receiving another loan because I paid them too quick. Steer clear unless you like having to pay unnecessary interest for your loan and a £30 administration fee. The greedy never last I give this company no longer than 2 years . DAYLIGHT ROBBERY Reviewed on: 10th December 2020

Excellent service

I had an excellent experience with this top finance. I was about to take a loan from this company but at the last moment thought I'd see what other options I had. I found Top 10 on the internet and spoke to this company, who was friendly and helpful. She arranged a loan which has saved me over £30,000 in charges on a 12-month loan. Always helpful and efficient, and i would like to refer another company who are searching for debt management services https://fleetquid.co.uk/debt-management.php Reviewed on: 30th November 2018

Fast and easy

Fast and easy .good call handlers Reviewed on: 20th June 2018

good service

Had a good experience with this service explain the product well all the terms Reviewed on: 18th May 2017

Not very fair finance

I have applied for a loan of £200 and was approved, which is great but... Firstly, I had to wait 3 days for decision. Secondly, Fair Finance states on their website that they charge upfront admin fee of 5% of the loan value, which in my case should be £10. After a phone chat with a representative, it appears that the admin fee for my loan is £25 which is whooping 12.5% of the loan. Very misleading website. If the information was stated correctly wouldn't bother applying for a loan. £10 is acceptable but not £25 especially on such a small loan. If one includes admin fee and interest rates, loan becomes too expensive to consider. Just wasted my time. Reviewed on: 20th June 2016

Reply from Fair Finance We’re sorry that you had a bad experience with Fair Personal Loans, we work hard to ensure that customers get a decision within one working day. We have a minimum administration fee as it costs us the same amount of money to look at a smaller loan as a larger one, we’re sorry that you didn’t feel this was clear enough, since you applied we have made it more explicit on our website. Response date: 26th July 2016

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