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first direct: Fixed Rate Savings reviews

4.91
Based on 20 reviews, last reviewed 25th Mar 2026
50% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
10%
3 star
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0%
2 star
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0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Easy to open accounts online and app is great Easy to open accounts online / App is great / communication is great. Been with FD for 30 years and see no reason to move. Range of products is perfec... Read more Reviewed on: 25th March 2026
Anita Ridgley's avatar
Anita Ridgley

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

First Direct savings reviews can help you to find out more about life at First Direct. How easy is it to contact First Direct? And how friendly are they? Our First Direct savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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first direct Fixed Rate Savings reviews (20)

Outstanding interest rates for a savings account, it...

5
Outstanding interest rates for a savings account, it really helped me be strict with my money and save towards a house. Reviewed on: 29th March 2024

Top rate 7%

5
Very good of FD to raise the rate for existing accounts Reviewed on: 10th March 2023

Best savings rate for short term investment

5
I have been with First Direct for many years and their customer service performance and product offers, have been maintained at a very high level throughout. Reviewed on: 9th March 2023

Great service from First Direct

5
I have great customer service from First Direct. You get through to real people, not robots. Whatever the problem, they will assist you in solving it. They also have an excellent fixed rate on their 1 year regular savings account. Reviewed on: 9th March 2023

Best customer service

4
Excellent simple and straight forward to deal with Reviewed on: 10th March 2021

stunning rate

5
Great rate, easy to manage and understand a complete no brainer Reviewed on: 10th February 2018

Great savings 5 %

5
A really good saving deal beats lots of building societies and banks Reviewed on: 9th November 2017

Best rate

5
I have the first account too which gives me access to this account. 5% on my cash there's nothing quite like it! A pity it's only short term but I'll take every pound Reviewed on: 22nd March 2017

maxYourMoney

5
First Direct give me five percent which is unbeatable compared to the other banks. I can only deposit 300£ but no one else can beat that Reviewed on: 2nd March 2017

Excellent saving rate and service

5
First Direct offer a quality range of services, offering products only to the advantage of their customer, strict security access for log in Reviewed on: 24th June 2016

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