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First Response Finance: Car finance reviews

4.87
Based on 7,996 reviews, last reviewed 22nd Jul 2026
2664% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent experience from start to finish, seemless... Excellent experience from start to finish, seemless process and good comms throughout Reviewed on: 22nd July 2026
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Martin

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
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Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (7996)

Very customer focused and personal service.

5
Very customer focused and personal service. Definately not a one size fits all when it comes to credit ratings. They understand that people's circumstances change and a poor credit rating isn't an automatic "no". Reviewed on: 28th April 2025
Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 29th April 2025
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First Response Finance

Excellent service throughout fantastic customer serv...

5
Excellent service throughout fantastic customer service Reviewed on: 28th April 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 29th April 2025
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First Response Finance

Van purchased

2
Interest rates high when asked about rates it is what it is that’s answer I got Reviewed on: 28th April 2025
Reply from First Response Finance HI Sean, We’re open and transparent about our interest rates (the APR is different for each customer), and our customers are provided with the cost of borrowing before entering into a contract with us - this way they can make an informed decision on whether to proceed with buying a vehicle through finance. Take care, First Response Finance. Response date: 29th April 2025
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First Response Finance

Extremely proffesional and first class servic

5
Extremely proffesional and first class servic Reviewed on: 28th April 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 29th April 2025
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First Response Finance

Perfection

5
They worked hard to get my finance to a figure I good work with I’ve had my last four finances with them and wouldn’t go anywhere else Reviewed on: 28th April 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 29th April 2025
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First Response Finance

First Response Finance makes car dreams come true b...

5
First Response Finance makes car dreams come true by helping you get approved for car finance even with bad credit—fast, friendly, and stress-free Reviewed on: 28th April 2025
Reply from First Response Finance Thank you Waqas, we'll be sure to let our team know that you’re happy with their service! Response date: 29th April 2025
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First Response Finance

First class service

5
First class, everything was arranged and I had the car within 24 hours, with my credit history I didn't think I'd be able to get finance so I'm grateful for first response for giving me chance. Reviewed on: 28th April 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 30th April 2025
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First Response Finance

Effective communication, reliable and really helpful.

5
Effective communication, reliable and really helpful. Would really recommend. Overall a great experience Reviewed on: 28th April 2025
Reply from First Response Finance Thank you for the five-star review! Response date: 1st May 2025
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First Response Finance

Thank you

5
Very easy to talk to and understand about the situation Reviewed on: 28th April 2025
Reply from First Response Finance We’re happy that we could help you Liam! Response date: 1st May 2025
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First Response Finance

Fantastic

3
Wooo bloody brilliant love it 10 out of 10 would recommend baby Reviewed on: 28th April 2025
Reply from First Response Finance That's great to hear, thank you! Response date: 1st May 2025
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First Response Finance

Review First Response Finance: Car finance now

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