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First Response Finance: Car finance reviews

4.88
Based on 7,985 reviews, last reviewed 14th Jul 2026
50850% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick decision, good value car finance. Quick decision, good value car finance. Reviewed on: 14th July 2026
Mr S V Yelland's avatar
Mr S V Yelland

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7985)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

easy and fast to do Financial with them

5
Really easy to do easy and fast to do Financial with them Reviewed on: 25th April 2024

A bit of give and take....

4
Good company, only downfall I find, is 1. U cant change ur payment date if u need too without affecting ur credit file, and 2. The fact that if a payment falls on a weekend they always want to take it early (every other company take it on the next monday)... so they expect us to be be flexible with our payments to suit them, but not if it suits us to alter it for any reason... Reviewed on: 25th April 2024

Everything was perfect no hassle or stress

5
Everything was perfect no hassle or stress Reviewed on: 25th April 2024

Brilliant service from start to finish

5
Brilliant service from start to finish Reviewed on: 25th April 2024

Great company

5
Now onto my fifth car with first response....always easy to deal with and great with helping when there is an issue....even help when I was out of work due to illness and never felt like I needed to worry as they were great.... Reviewed on: 25th April 2024

Easy and helpful, helped me with my car finance and...

5
Easy and helpful, helped me with my car finance and are easy to deal with Reviewed on: 25th April 2024

First Response Car Finance

4
Very little to add other than the vendor recommended First Response. Reviewed on: 25th April 2024

EASY PROCESS

5
Very easy process and so easy to understand Reviewed on: 25th April 2024

Got my car and motorcycle recently with them and ver...

5
Got my car and motorcycle recently with them and very impressed with the service,will definitely be using company again Reviewed on: 25th April 2024

Great customer service easy and simple application g...

5
Great customer service easy and simple application good communication and help after sale Reviewed on: 25th April 2024