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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.87 (7999 reviews)

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4.87

Based on 7,997 reviews, last reviewed 23rd Jul 2026

457% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

My experience with the finance company was exemplary... My experience with the finance company was exemplary from beginning to end. The entire process was conducted with exceptional professionalism, transpa... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7999)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025

Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025

First Response Car Finance

Very little to add other than the vendor recommended First Response. Reviewed on: 25th April 2024

EASY PROCESS

Very easy process and so easy to understand Reviewed on: 25th April 2024

Got my car and motorcycle recently with them and ver...

Got my car and motorcycle recently with them and very impressed with the service,will definitely be using company again Reviewed on: 25th April 2024

Great customer service easy and simple application g...

Great customer service easy and simple application good communication and help after sale Reviewed on: 25th April 2024

Easy to apply take bad credit as well.

Easy to apply take bad credit as well. I recommend to my friend to use this first one Reviewed on: 25th April 2024

Understanding

Personal underwriting service and very understanding of past credit problems Reviewed on: 25th April 2024

Everyone you speak to are polite, helpful and very k...

Everyone you speak to are polite, helpful and very knowledgeable with everything, I can t recommend them high enough Reviewed on: 25th April 2024

I had a poor credit and couldn’t find anywhere else...

I had a poor credit and couldn’t find anywhere else until a friend recommended first response finance Reviewed on: 25th April 2024

Allways been there for me and my needs, very good se...

Allways been there for me and my needs, very good service, staff very informitive and friendly, i would highly recomend. Reviewed on: 25th April 2024

Bad Credit Redemption

I could not find finance anywhere because of bad credit, I spoke to a representativeover the phone and they took my word that ill never miss a payment. They assessed my wages and character and gave me a chance and I'm forever grateful. Reviewed on: 25th April 2024

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