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First Response Finance: Car finance reviews

4.87
Based on 7,997 reviews, last reviewed 23rd Jul 2026
457% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with the finance company was exemplary... My experience with the finance company was exemplary from beginning to end. The entire process was conducted with exceptional professionalism, transpa... Read more Reviewed on: 23rd July 2026
Mr b's avatar
Mr b

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7997)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Excellent customer service!!

5
Fantastic help and support from start to finish they kept in touch with me throughout by call, text and email. Highly recommended customer advisors who are happy to help in any way possible! Thank you so much. Reviewed on: 11th August 2022

Would definitely recommend

5
I have had two lots of finance from this company, both times the customer service was great, made the hole experience easy and less stressful. Reviewed on: 11th August 2022

They do help

5
Was strugglei g to find a car on finance these did it for me no hassle process pick the car set the terms pick car up next day was swift was good experience all round Reviewed on: 11th August 2022

Execellent service

5
Good service listens attentively Reviewed on: 11th August 2022

Review

4
Like very friendly and happy with the service Reviewed on: 11th August 2022

Great service

5
Great service and very easy to deal with and plenty of products to suit any needs Reviewed on: 11th August 2022

Reliable

5
Quick, reliable. Kept in touch everyday Reviewed on: 11th August 2022

High recommend

5
They helped me so much when no one else word - fantastic Reviewed on: 11th August 2022

The best company by far

5
First response was the first time I applied for any kind of finance solely,my husband handled all that kind of stuff as I wouldn't have known where to start. Sadly my husband passed away so I had two options either try to buy myself a new car or start taking public transport,inwhich I'm ok with that but my children wouldn't be ,as my daughter is autistic and my other two have social anxiety so I went with option one ,first response made everything so straight forward and explained things I didn't understand now I have my new car and everyones happy thanks to f.r Reviewed on: 11th August 2022

First respone is simply spot on

5
Tried other finance companies. But they failed . Meant to be soft credit searches. But found out they were damaging searches. And some very high in interest rates. And wanting to dominateby offering 60 months terms , when only wanting 36 months terms. Reviewed on: 11th August 2022