Smart Money People Logo
Go to business site
Share this page
Link copied

First Response Finance: Car finance reviews

View other First Response Finance products
4.94
Based on 6,932 reviews, last reviewed 31st Mar 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was considered for the Car finance with no complic... I was considered for the Car finance with no complicated questions or forms even though my credit score was poor..Bravo and thank you for helping peop... Read more Reviewed on: 31st March 2026
Carolin s's avatar
Carolin s

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K
Read all reviews Write a review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

First Response Finance Car finance reviews (6932)

Service

5
From the first call to arrange finance I was treated like a person. They explained the deal from the start to the finish. I was able to break my monthly payment to twice monthly. Everytime I have had to call them the staff have been amazing. I tell my friends about the company Reviewed on: 22nd July 2022
Barry's avatar
Barry

Amazing service

5
I took out finance for a new motorbike, they were really easy and lovely to help set this up for me as fast as possible with no fuss, unfortunately I recently had my bike written off due to an accident and obviously had to inform them of this they were so kind and informative and even called up just to check on how I was healing, they didn’t rush me for a payment and were truly a pleasure to work with, I know where I will be going to for my next finance agreement and will always send my friends and family there too Reviewed on: 22nd July 2022
Rachel's avatar
Rachel

Great service

5
Was so easy the sorting out of the finance for the vehicle I had chosen Reviewed on: 22nd July 2022
Mart's avatar
Mart

Excellent Finance Company

5
I wouldn't hesitate to recommend First Response Finance, from their great communication, to the ease of the application . A very helpful company to work with. Reviewed on: 22nd July 2022
Andy Bannister 's avatar
Andy Bannister

Out of this world

5
Very professional and friendly service they go above and beyond to help get a finance deal that has very fair rates unlike a lot of the leading companies. Thank you would 100% recommend and use again in the future. Reviewed on: 22nd July 2022
JP Preston's avatar
JP Preston

Great finance company!

5
Brilliant finance company. Really helpful and so easy to deal with. Applied and approved so so quickly. Really nice to talk with on the phone too. I really recommend! Reviewed on: 22nd July 2022
Ceeh12's avatar
Ceeh12

Happy with the service!

5
I had really bad credit score and first response finance gave me a chance to actually get a car and made it simple! I couldn’t get accepted anywhere but here and it was stress free no hassle & Everything is going well! Reviewed on: 22nd July 2022
Rebecca walker's avatar
Rebecca walker

Absolutely superb

5
This company have been brilliant from start to finish and would recommend to anyone .. they are so efficient and extremely good at communicating Reviewed on: 22nd July 2022
Darren chester's avatar
Darren chester

Customer service

5
They are very king and helpful and they are fully understanding where they have helped me with passion and politeness. They are professional and compassion. Would recommend to anyone Reviewed on: 22nd July 2022
Shannon Caryl's avatar
Shannon Caryl

Great company to deal with.

5
Opening the account was stress-free. I spoke to a real person who talked me through my options before coming up with an offer which fitted my requirements. Reviewed on: 22nd July 2022
Jules Burton's avatar
Jules Burton

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill