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Habito: Mortgage Broker reviews

View other Habito products
4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel
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About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Habito - great help to first time buyer!

5
I came to Habito after being let down last minute by my original broker: I was very stressed! Kris from Habito has been excellent: he's showed me his research, explained my options, even shown me the potential rates I could get with direct-lender offers (so I knew the full range of options). He modelled a few different mortgages based on a potential contract extension and what that would mean for my rates. Most importantly, he follows up exactly when he says he will, I'm quite a meticulous/anxious person and had a lot of questions that my original broker wouldn't help with, but Kris was excellent and I'm really happy. My application is now with a competitive lender for a decision - wish me luck! Reviewed on: 13th January 2026
SP's avatar
SP

Best mortgage brokers ever!

5
Have been using them for the last 5 years and they have been exceptional, no complaints. Saved me so much time and money. I thought it would be a nightmare to do mortgages / re-mortgages online but Habito have made it seamlessly easy. Their employees are so friendly and knowledgeable. Can't recommend them enough. A++++ Reviewed on: 13th January 2026
Warrior's avatar
Warrior

Efficient and responsive

4
My broker was available, responsive and helpful throughout, answering all questions I had efficiently and with assuredness. I’d definitely recommend for a hassle free journey to securing a mortgage! Reviewed on: 13th January 2026
SCE's avatar
SCE

Great customer experience!

5
Great customer experience. So simple, free advice from trained professionals that put the customer at the heart of what they do. Reviewed on: 12th January 2026
W's avatar
W

Amazing service

5
So pleased a friend recommended Habito to me. Communication was brilliant throughout. Loved the messenger system. Reviewed on: 26th May 2023
Mair Hughes's avatar
Mair Hughes

Amazing broker team

5
We are so happy we chose Habito as our broker, they go above and beyond to secure a mortgage offer. Their communication is excellent and response times are so quick. The whole team are just fantastic and they work so hard to help people needing a mortgage. Would highly recommend Habito Reviewed on: 16th May 2023
Michelle's avatar
Michelle

Probably the only well oiled component in the mortgage world

5
Extremely helpful and friendly folks, great website and general user experience. Reviewed on: 11th May 2023
Raluca Puichilita's avatar
Raluca Puichilita

Easy peasy, lemon squeezy!

5
From the very start it couldn't have been easier! Completing the necessary forms and uploading the docs were a breeze, the online chats with the different roles of staff in Habito (Edna, Nicola & Scarlett) were seamless and the progress chart was really helpful to track how the application was going. From signing up, discussing my options, completing the forms to receiving my confirmed mortgage offer took less than 4 weeks. I went for the free service Habito provide but I don't think this affected the quality of service I received. Thank you, Habito, for all your help! Reviewed on: 26th April 2023
Harry's avatar
Harry

Fantastic independent mortgage broker

5
Brilliant service, with friendly yet knowledgeable staff. Very transparent and answered any number of questions I had. A really excellent experience! Well done Hábito; Reviewed on: 12th April 2023
John Murphy's avatar
John Murphy

First Time Buying Made Easy

5
Habito were fantastic from start to finish with frequent updates and lots of additional information r.e. questions that I had. I would highly recommend them to any friends or family based on the speed and ease of communication, help and support they have offered in my first foray into home buying Reviewed on: 12th April 2023
harry beaven's avatar
harry beaven

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