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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

I have recommended Habito to all of my friends and family

5
The process was so easy and smooth I loved that I could email over all the paperwork rather than face to face appointments Reviewed on: 5th February 2020

Refreshingly different

5
Was amazing to be able to sort everything over webchat rather than spending my lunchtimes on the phone. They found us a great deal and the whole process was incredibly straightforward, would highly recommend! Reviewed on: 5th February 2020

Cheap and efficient

5
I would recommend Habito to everybody, it's much more convenient than any alternative in terms of effort, and I have never received better offers by any other brokers or directly from banks. Reviewed on: 5th February 2020

Great service

5
The advisor I spoke with was knowledgeable and professional, and got me a great deal. I’d definitely use them again Reviewed on: 5th February 2020

Clear, efficient and responsive online service

4
Clear, efficient and responsive online service Reviewed on: 5th February 2020

A* Service & Support

4
Habito have been fantastic from start to finish, ensuring my partner & I received the best possible mortgage for our circumstances. We had a few road blocks during the process & both our broker / case manager kept us updated & informed every step of the way!! We are now on our way to becoming home owners for the first time & cannot thank Habito enough for supporting us through the journey! Thanks Habito! Reviewed on: 5th February 2020

Takes the pain out of mortgages

5
Amazing service, can’t believe that you can get advice anytime, even at weekends. I’ve got multiple mortgages through Habito and will come back again Reviewed on: 5th February 2020

Great experience

5
When buying our flat, we both met with a "traditional" mortgage broker in person and tried Habito. We found that Habito provided us with a clearer breakdown of the options available to us, was very easy to use and saved us money. The whole process was seamless, would definitely both recommend and will use again when it's time to remortgage. Now just waiting for a digital solicitor service similar to the "Habito experience" and the whole flat buying process will be up to speed with this century! Reviewed on: 5th February 2020

Super simple process

5
How mortgages should be, easy to process and great deals available. Reviewed on: 5th February 2020

Smooth and slick operations paired with excellent customer service.

5
I remortgaged via Habito in 2019 and I found the process very easy and user-friendly. I did encounter a slight issue after the completion of the remortgage but the customer service was top notch and resolved very efficiently and fairly. I'd have no hesitation in recommending Habito to family and friends (and indeed have done so!) Reviewed on: 5th February 2020

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