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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

So easy!

5
I found Habito through Moneysavingexpert which is the most reliable and trustworthy money advice service out there. When you’re starting out, you want a mortgage in principle quickly without having to commit to one provider - Habito provided this within a day of us filling out our details (which didn’t take long either). We were then in a strong position house-hunting to know our top budget and show estate agents we were serious buyers and ready to go. I also love the online chat feature and being able to ask any questions and getting sound answers back from an experienced mortgage broker who knows the market well. They stay with you throughout your journey and best of all - it’s free!!! 0 risk. Reviewed on: 4th February 2020

Perfect service

5
Always available to answer any questions I had. Very professional and their portal is slick and easy to use. Reviewed on: 4th February 2020

To good to be true

5
So easy to use, the future of buying a house. Reviewed on: 4th February 2020

Simple, quick, innovative & straightforward

5
As a new person to the property market, I wasn't entirely sure about how to remortgage (as had never done this before), but was told about Habito from a friend. I was so happy to have discovered this as it's such a straightforward, simple and quick process, within a few minutes they had found me a mortgage with just a few details. They even cover help-to-buy and shared ownership mortgages which is great! Overall very pleased with the site and staff, would definitely use again and recommend it to others. Reviewed on: 3rd February 2020

Speed and efficiency

5
I was most impressed with how easy and quick the online journey was and I found the mortgage expert in most helpful Reviewed on: 3rd February 2020

Easy to navigate. Saves time

5
I would highly recommend Habito. It’s a quick and efficient way to get moving, cuts through the faff and I got a good rate of interest on my mortgage. Reviewed on: 3rd February 2020

Very impressing service

5
I'm quite impressed with the team at Habito. Their mortgage experts are so knowledgeable and clear to explain all options. Also they had a lot of patience, which i very much needed. They were really helpful! Reviewed on: 3rd February 2020

Great communication

5
Thanks to the team at Habito we have a fabulous mortgage with a great rate. Even with our untypical income (full time employment/ part time self employed and company director/employee) they were really knowledgable... and patient! Deepak was prompt at replying to my (many) messages and Matthew handles the final stages seamlessly. I would not hesitate to recommend them to others. Reviewed on: 31st January 2020

Stress free easy service

5
Advisors are easy to contact, and respond quickly. Website is easy to use, and upload documents - highly recommended! Reviewed on: 28th January 2020

Very efficient and quick service

5
Joe and Nicola have been very helpful in helping to find a good BTL deal, I highly recommend them Reviewed on: 28th January 2020

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