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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Very clear and competative.

5
The cusomter service is great and the the deal competative. The app is also slick, making a quite dull process pretty bearable. Reviewed on: 27th March 2023

Amazing

5
My advisor Emily was so helpful, always responded quickly and nothing was ever too much trouble. She was happy to take her time and talk me through all the different processes and was more than happy to look through various combinations so I could get the best deal for me. Thank you! :) Reviewed on: 27th March 2023

Great service

5
In the process of using Habito for our remortgage for the second time. Easy to use, efficient service and helpful staff. Reviewed on: 27th March 2023

Helpful and clear

5
Would recommend as were helpful and clear with what we needed to do and information to provide Reviewed on: 27th March 2023

Helpful and Efficient

4
Great customer experience. SImple to use. The only reason that it isn't a perfect score is that the required documents was a small list, that seemed to be too small given the complexity of the mortgage. Then they ask for additional options. It would be simpler to have a more comprehensive range of documents to submit and for this stage to be completed once, rather than twice! Other than that, flawless customer service Reviewed on: 27th March 2023

Simple, easy, and no BS

5
I looked to apply for a first-time buyer mortgage, and the whole process of helping me understand and apply for a mortgage was completely helped by the online team at Habito, who themselves were so patient and friendly explaining how to best make the most of the services. Reviewed on: 27th March 2023

Very helpful and great guidance

5
Our habito experience has been great, guided through the entire process. We werent pressured into using Habito Plus as we had our own solicitors ready. They found a great mortgage for us so couldnt be happier! Reviewed on: 27th March 2023

Would recommend

5
I found the online site and questionnaire easy to navigate. Chats with the advisors at all stages were prompt, helpful and patient with my extra questions or worries. I was not rushed or pressured to a decision at any stage which I really appreciated Reviewed on: 26th March 2023

Informative and Supportive

5
I would definitely recommend Habito for first-time buyers who are less familiar with the process of buying a property. The website offers guides to various aspects of buying (stages of conveyancing, how each party is involved, etc.), which are written in a very accessible way. During the mortgage recommendation process, my Habito contact answered all my questions very clearly and was consistently friendly. Overall, I feel like I have been well supported by Habito. I would definitely recommend them, Reviewed on: 25th March 2023

I wouldn't go anywhere else

5
Antra has been so helpful, patient and provided great advice constantly throughout this process while I have been unsure what to do ahead of my first fixed term coming to an end. Having dealt with Habito for my first mortgage after having a bit of a nightmare with another broker - I wouldn't want to go anywhere else, I trust the service and everything is made very easy with the online portal and the great staff to support. Reviewed on: 25th March 2023

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