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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Efficient and helpful

5
This is the second time we've used Habito for our mortgage, and as always they provided great service and were fast to respond and update everything. I often recommend them to family and friends. Reviewed on: 23rd March 2023

Fantastic service!

5
Habito was a great help when it came to looking for and applying for a mortgage. They helped me every step of the way. Reviewed on: 23rd March 2023

Fast and Friendly Service for a First Time Buyer!

5
We were recommended by a friend to use Habito for our mortgage application for their speed of execution and quality advice. Honestly we have not been disappointed! Ahment was exceptionally fast at getting our mortgage application submitted which was greatly appreciated in a time of volatile interest rates. Further, the advice that we were given was really beneficial for two first time buyers who haven't done this before, and we want to thank Ahmet for his step by step guidance and patience, also for answering all our questions about our mortgage and what product was right for us!. One final note - Habito's website and portal are just so easy to use it makes life so simple. We had engaged with other mortgage brokers in the past and found the whole process so clunky, so we're glad we chose Habito for the ease of uploading documents and user friendly interface! Reviewed on: 22nd March 2023

Very easy and smooth process

5
Used Habito for a remortgage. It was all very simple, and I could message someone at any point if I needed help. And, most importantly, I'm happy with the mortgage we've secured at the end of it Reviewed on: 22nd March 2023

Easy Process

5
Richard was patient and made the process so simple. When I had reservations or questions he was able to provide information to help and reassure me. Thanks again Reviewed on: 22nd March 2023

Best mortgage broker ever

5
Back in 2020, I was deep amidst the stress of Covid work in the NHS and my existing mortgage had 3 weeks left. I was stressed, tired and had no brain power left to sort out a new contract. I found Habito and one day as I was on meeting after meeting online, the Habito mortgage broker managed to sort everything out with me via chat in the background. I sent him what he needed, he got back to me, it was so smooth. It took away all my anxiety and I got a great 5 year deal! He was so effective and great at explaining everything to me and it took no time at all - I got a new mortgage deal while I was working! Reviewed on: 22nd March 2023

Fabulous

5
I have been working with Nicola from Habito. She has been brilliant, keeping in toucg at every stage and I am pleased with the deal she has secured. Many thanks Reviewed on: 21st March 2023

Quick to respond and reliable

4
The agent was very courteous, quick and efficient. Went throught all the details throughly and helped every step of the way. Reviewed on: 21st March 2023

Habito is so easy to use!

5
Sameer was great in helping me find the right mortgage for me Reviewed on: 21st March 2023

Hassle free, excellent advise, easy to use

5
Completely painless. Not ridiculous 45 minute fact finding call, easy and straightforward from start to finish. Could not recommend enough Reviewed on: 21st March 2023

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