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Habito: Mortgage Broker reviews

Name: Mortgage Broker
Rating: 4.92 (1488 reviews)

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4.92

Based on 1,488 reviews, last reviewed 8th May 2026

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026

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About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Fantastic service

Very helpful service when my previous mortgage broker let me down. Reviewed on: 24th February 2023

Excellent Service

Excellent service. Quick turn around and very professional! Reviewed on: 24th February 2023

Brilliant online service that saves time and effort

I've used Habito twice now and have been really impressed with the product range, quality of service and flexibility to adapt quickly to my specific needs. Communication is clear, regular and friendly, helping remove the stress from what can be a long and intense house buying experience. I also made use of Habito Plus, which is very competitive on price with other conveyancers, and helps remove the usual barriers and communication delays between parties. Overall very happy and would highly recommend. Reviewed on: 24th February 2023

Great communication

Streamlined, modern experience with clear milestones and progress tracking via their website, and great communication from the Habito team. Reviewed on: 24th February 2023

Very impressive operation

I've used Habito several times now, for two buy to let remortgages and now my residential remortgage. They've provided a very helpful and efficient service every time. Reviewed on: 23rd February 2023

Made first time buying easy to understand

I'm moving from England to Scotland and everything I'd been told by friends and family didn't apply to buying a house in Scotland... habito made it so easy to understand. Reviewed on: 23rd February 2023

First broker to surprise me!

I am renewing my mortgage for the first time and of course I am shopping around trying to get the best deal by talking to multiple brokers and seeing what access they habe. After talking to about 5 brokers in total, Habito were the first and only ones that asked me if I wanted to consider an overpayment in order to get me into the next LTV % threshold in order to obtain a better rate. Safe to say I was majorly impressed and that influenced my decision to follow through with them. Reviewed on: 23rd February 2023

Excellent service

Very friendly and made everything simple for 1st time buyer. Reviewed on: 23rd February 2023

Easy

Very easy and stress free process Reviewed on: 22nd February 2023

Very good service with a great UX

I’ve had very clear advice throughout the process. We’ve been able to chat via Chat or over the phone as has been appropriate at different times, and I’ve been very pleased with the experience. Reviewed on: 22nd February 2023

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