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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

very useful

5
very patient and meticulous throughout the whole procedure. Reviewed on: 20th February 2023

Excellent service

5
I have a good experience right now from the start of the application to my remortgage all the way to the submission of the application. Reviewed on: 20th February 2023

Timely and easy to use

5
All the information is clear. The UI is great and the people are even better. They help get the information needed quickly and everything is really easy to use. Reviewed on: 20th February 2023

Helpful and Knowledgeable

4
I was recommended to try Habito by family and so far they have been very helpful and Knowledgeable. Reviewed on: 20th February 2023

Richard & the Habito team have been there every step of the mortgage application process

5
Richard & the Habito team have with my partner and I during every step of our mortgage & remortgaging application. They're very responsive (responding at least within 12 hours). The research they do on the mortgage product market is wide and the research report they provide you shows a list of mortgage products they've considered and tells you why they've recommended one product over another. The Habito service is super convenient too, you can tell they've invested a lot of time and effort into their online platform, the user interface looks modern and is easy to navigate. Reviewed on: 20th February 2023

Great company, efficient and excellent communication

5
We had Emily as our mortgage advisor and she has been excellent. Updating us with information very quickly and efficiently. Super service! Reviewed on: 20th February 2023

Personal and direct

5
Very personal service, friendly and interested beyond the mortgage itself. I'm happy to be loyal and keep coming back. Reviewed on: 20th February 2023

The most seamless process with an amazing team!

5
I'm so glad to have chosen Habito as my Mortgage broker. The process has been so seamless and easy, the messaging platform has meant I haven't had to wait for ages to get a response, it's been far easier than having to go through constant phone calls and emails. The people I have dealt with have not only been very helpful but also kind and knowledgeable. Having Habito be able to also sort out the survey and any communication in between has alleviated a whole lot of stress and admin from my side. I'd highly recommend! Reviewed on: 20th February 2023

great service

5
great service, advisors are helpful, have used their service many times. highly recommend Reviewed on: 20th February 2023

Effortless mortgage experience

5
Richmal & Raj made it a completely effortless process. Would recommend and will be back when my 5-year deal expires! Reviewed on: 19th February 2023

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